Senior Credit Risk Manager

2 days ago


Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time
Job Summary

We are seeking a highly skilled Senior Credit Risk Analyst to join our team at Together Financial Services Limited. As a key member of our Credit Risk department, you will play a crucial role in ensuring the accuracy and effectiveness of our credit risk models.


Key Responsibilities
  • Provision Management: Run the monthly provision (ECL) process for the Group and the PF division, delivering outputs and management information to support finance processes.
  • Stakeholder Engagement: Support provision input into key governance and control forums across the business, providing analysis and monitoring to demonstrate the on-going effectiveness of the IFRS 9 model.
  • Model Development: Ensure the IFRS 9 model runs as intended, providing reporting and monitoring in line with Model Risk Management policy requirements.
  • Collaboration: Work closely with stakeholders to analyse and understand key changes in the portfolio and their impact on the provision in the month.

Requirements
  • Numerical Degree: A numerical degree is essential, along with strong analytical skills and excellent attention to detail.
  • Technical Skills: Advanced Excel skills and experience with SQL are also required.
  • Data Analysis: A solid grounding in data analysis and a strong understanding of fundamental concepts are necessary.

What We Offer
  • Salary: The salary for this role is estimated to be around £65,000 - £80,000 per annum, depending on experience.
  • Benefits: We offer a range of benefits, including 26 days holiday, free access to company holiday homes, and a health cash plan.


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