Senior Credit Analyst Lead
1 week ago
As a Senior Credit Analyst Lead, you will be responsible for leading the development of credit risk strategies, overseeing second-line credit risk management, and providing expert guidance to our first-line teams. You will also be responsible for producing credit risk profiles for executive and board risk committees and working closely with stakeholders to identify and mitigate material credit risks.
About Us
We are Together Financial Services Limited, a dynamic organization committed to making finance work for our customers. We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do, and we strive to support them in turning challenges into opportunities that bring their property ambitions to life.
Key Responsibilities
- Develop and implement credit risk policies and standards for all group lending products
- Oversee the second-line management of credit risk, ensuring alignment with our risk appetite
- Provide expert guidance to first-line teams on credit risk analysis and management
- Produce credit risk profiles for executive and board risk committees
Requirements
- Strong understanding of risk management principles and credit analysis
- Experience in implementing scoring and advanced data analytical techniques throughout the customer journey
- Proven track record in managing high-performance teams and influencing senior stakeholders
- Excellent communication and interpersonal skills
Benefits
We offer a competitive salary of £80,000 - £110,000 per annum, depending on experience, plus a range of benefits, including 26 days' holiday, buy and sell holidays, discretionary annual bonus, matched pension contribution, life assurance, critical illness cover, health cash plan, private medical insurance, free access to company holiday homes, travel season ticket loans, ride to work scheme, free local gym access, and local bar/restaurant discounts.
-
Credit Risk Analyst
4 days ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeAbout UsTogether Financial Services Limited is a leading provider of mortgages and secured loans, with a common-sense approach that has helped thousands of people, businesses, and professionals unlock their property ambitions.Role OverviewThis is an exciting opportunity to join our Credit Risk team as a Senior Credit Risk Analyst. As a key member of the...
-
Senior Financial Risk Analyst
4 days ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeJob Title: Senior Financial Risk AnalystWe are seeking a highly skilled Senior Financial Risk Analyst to join our team at Together Financial Services Limited. As a key member of our credit risk assessment team, you will be responsible for calculating provisions and charge analysis for the group.About UsTogether Financial Services Limited is a leading...
-
Senior Credit Risk Manager
4 days ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeJob SummaryWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Together Financial Services Limited. As a key member of our Credit Risk department, you will play a crucial role in ensuring the accuracy and effectiveness of our credit risk models.Key ResponsibilitiesProvision Management: Run the monthly provision (ECL) process for...
-
Senior Credit Risk Manager
1 week ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeJob Title: Senior Credit Risk Manager We are seeking an experienced Senior Credit Risk Manager to join our team at Together Financial Services Limited. In this role, you will be responsible for the second-line management of credit risk for the group.You will oversee, challenge, and assure the first-line credit risk management and reporting for credit risk...
-
Credit Policy Lead
3 days ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeAbout UsWe're Together Financial Services Limited, a leading property finance expert with a passionate team dedicated to making finance work for individuals and businesses. Based in Cheadle, South Manchester, we've been established since 1974 and boast over 750 colleagues who are committed to supporting our customers achieve their property ambitions. Our...
-
Head of Credit Strategy
2 weeks ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeSenior Leadership Role: We are seeking a highly experienced professional to lead our credit risk management function. The successful candidate will have a deep understanding of risk management principles and be able to develop and implement effective credit risk policies.The role will involve overseeing the first line credit risk management and reporting,...
-
Senior Head of Credit Management UK
2 weeks ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeAbout the RoleWe are looking for an experienced Head of Credit Risk to join our team for a short term appointment. As a member of the senior executive team, you will play a key role in shaping the direction of the business and ensuring that credit risk is effectively managed. Your main responsibility will be to oversee the second line management of credit...
-
Credit Risk Lead
2 weeks ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeKey ResponsibilitiesOversee and challenge the first line credit risk management and reporting for credit risk across all productsOwn and develop credit risk policies and related standards for all group lending productsProduce credit risk profiles for Executive and Board risk committeesYou will also use your knowledge of the industry and the macroeconomic...
-
Credit Policy Lead
2 weeks ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeKey Responsibilities:">Oversight and challenge of first line credit risk management and reportingDevelopment and implementation of credit risk policies and related standardsProduction of credit risk profiles for executive and board risk committeesIdentification of emerging credit risks for the businessWe are offering a salary of £130,000 - £160,000 per...
-
Credit Risk Lead
2 weeks ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeAbout UsTogether Financial Services Limited is a leading property finance expert with an entrepreneurial spirit. We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders.Our Culture:We value diversity and inclusion and...
-
Credit Risk Lead
2 weeks ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeAbout UsA Strong Reputation Built on Trust and UnderstandingWe've been helping thousands of people, businesses, and professionals unlock their property ambitions for over five decades. At Together Financial Services Limited, we take pride in our ability to provide common-sense lending solutions that meet the unique needs of our customers. Our team of experts...
-
Senior Financial Analyst
6 days ago
Chester, Cheshire, United Kingdom Accountable Recruitment Full timeJob Title: Senior Financial AnalystWe are seeking an experienced Senior Financial Analyst to join our client's finance team in Deeside. The successful candidate will be responsible for analyzing financial data, preparing reports, and providing financial support to senior management.About the Team:The finance team is responsible for preparing full management...
-
Chief Credit Risk Strategist
2 weeks ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeAbout UsTogether Financial Services Limited, a market-leading property finance expert with an entrepreneurial spirit, is seeking an experienced Chief Credit Risk Strategist to join its team.Job SummaryWe are looking for a skilled professional to lead our credit risk management efforts and drive strategic decision-making. As a key member of our team, you will...
-
Credit Risk Expertise Manager
2 weeks ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeCompany OverviewTogether Financial Services Limited is a market-leading property finance expert with an entrepreneurial spirit. We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to...
-
Credit Risk Director Short Term Appointment
2 weeks ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeCredit Risk Manager OpportunityWe are seeking a highly skilled Head of Credit Risk to join our team for a short term appointment. As a key member of the senior executive team, you will be responsible for overseeing the second line management of credit risk across the group, including owning and leading the development of credit risk policies and related...
-
Senior Financial Analyst
1 month ago
Chester, Cheshire, United Kingdom Widener University Full timeThe Senior Financial Analyst will play a critical role in supporting the university's financial planning and analysis team. This individual will work closely with the Director, Financial Planning & Strategic Analysis, to develop and maintain financial models, analyze complex financial data, and provide recommendations to senior leadership.Key...
-
Credit Risk Strategist
4 days ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeJob OverviewAt Together Financial Services Limited, we are seeking a highly skilled Head of Credit Risk to join our team. This exciting role offers the opportunity to lead the second line management of credit risk for the group.You will be responsible for overseeing, challenging, and assuring the first line credit risk management and reporting for credit...
-
Credit Risk Director
2 weeks ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeLeadership OpportunityHead of Credit RiskRole DescriptionWe are seeking a highly skilled Head of Credit Risk to lead our credit risk management team at Together Financial Services Limited. As a key member of our leadership team, you will be responsible for developing and implementing credit risk strategies that align with our business objectives.Main...
-
Chief Credit Risk Officer 6 Month Contract
3 weeks ago
Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeJob SummaryThis is an exciting opportunity to join Together Financial Services Limited as a Senior Executive for a 6 month contract. As Head of Credit Risk, you will be responsible for overseeing the second line management of credit risk across the group, including owning and leading the development of credit risk policies and related standards. You will...
-
Senior Financial Analyst
1 month ago
Chester, Cheshire, United Kingdom Association of International Certified Professional Accountants Full timeSenior Financial Analyst PositionWe are seeking a highly skilled and experienced Senior Financial Analyst to join our team. This is a fantastic opportunity for an ambitious professional looking to take their career to the next level.About the RoleThis role will be responsible for preparing monthly management accounts, conducting variance analysis, and...