Credit Risk Lead
2 weeks ago
A Strong Reputation Built on Trust and Understanding
We've been helping thousands of people, businesses, and professionals unlock their property ambitions for over five decades. At Together Financial Services Limited, we take pride in our ability to provide common-sense lending solutions that meet the unique needs of our customers. Our team of experts works tirelessly to ensure that every borrower receives personalized attention and guidance throughout the lending process.
Compensation Package
£140,000 - £200,000 per annum, depending on experience, plus benefits.
Your Role
Main Responsibilities:
- Direct and oversee the development of credit risk policies and related standards, ensuring alignment with risk appetite and regulatory requirements.
- Collaborate with the Group Risk Function to identify emerging credit risks and develop strategies to mitigate them.
- Utilize expertise in scorecard modeling and automation to inform business decisions and optimize risk management processes.
Necessary Skills and Qualifications
- Deep understanding of credit risk management, credit analysis, and policy development.
- Experience implementing scoring and advanced data analytical techniques in a financial services environment.
- Strong background in secured lending, particularly specialist mortgage lending.
- Proven leadership skills, with the ability to manage high-performance teams and influence stakeholders at all levels.
What We Offer
- Comprehensive benefits package, including holiday time off, buy & sell holidays, discretionary bonuses, and more.
- Opportunities for professional growth and development within a dynamic and supportive team.
- Commitment to diversity, equity, and inclusion, fostering a workplace culture that values and respects all individuals.
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