Credit Risk Expertise Manager

23 hours ago


Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time
Company Overview
Together Financial Services Limited is a market-leading property finance expert with an entrepreneurial spirit. We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do, and we strive to support them in turning challenges into opportunities that bring their property ambitions to life.

About the Job
We are seeking a skilled Credit Risk Expertise Manager to join our team. In this role, you will be responsible for leading the development of credit risk policies and standards, overseeing second-line credit risk management, and providing expert guidance to our first-line teams. You will also be responsible for producing credit risk profiles for executive and board risk committees and working closely with stakeholders to identify and mitigate material credit risks.

Key Responsibilities
- Develop and implement credit risk policies and standards for all group lending products
- Oversee the second-line management of credit risk, ensuring alignment with our risk appetite
- Provide expert guidance to first-line teams on credit risk analysis and management
- Produce credit risk profiles for executive and board risk committees

Requirements
- Strong understanding of risk management principles and credit analysis
- Experience in implementing scoring and advanced data analytical techniques throughout the customer journey
- Proven track record in managing high-performance teams and influencing senior stakeholders
- Excellent communication and interpersonal skills

Benefits
We offer a competitive salary of £80,000 - £110,000 per annum, depending on experience, plus a range of benefits, including 26 days' holiday, buy and sell holidays, discretionary annual bonus, matched pension contribution, life assurance, critical illness cover, health cash plan, private medical insurance, free access to company holiday homes, travel season ticket loans, ride to work scheme, free local gym access, and local bar/restaurant discounts.

This is an excellent opportunity to join a forward-thinking organization and utilize your expertise to drive success.

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