Financial Risk Manager

4 days ago


Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time
Job Overview

We are seeking a highly skilled and experienced Financial Risk Manager to join our team at Together Financial Services Limited.

Salary and Benefits

The estimated salary for this role is £90,000 - £110,000 per annum, plus benefits. Our comprehensive benefits package includes 26 days holiday, buy and sell holidays, discretionary annual bonus, matched pension contribution, life assurance, critical illness cover, health cash plan, private medical insurance, free access to company holiday homes, travel season ticket loans, ride to work scheme, free local gym access, and local bar/restaurant discounts.

Job Description

This is a senior role that requires the development and implementation of effective credit risk management strategies across all lending products. The successful candidate will oversee the second line management of credit risk, lead the development of credit risk policies and related standards, and provide oversight and assurance to the Executive and Board on credit risk management.

Key Responsibilities:
  • Develop and implement credit risk management strategies across all lending products.
  • Oversee the first line credit risk management and reporting for credit risk across all products.
  • Own and develop credit risk policies and related standards for all group lending products.
  • Produce credit risk profiles for Exec and Board risk committees.
  • Identify emerging credit risks for the business and develop forecasting models.
Required Skills and Qualifications

To be successful in this role, you will require a strong understanding of risk management principles across the credit lifecycle, credit analysis, and policies. You will also need experience of implementing scoring and advanced data and analytical techniques throughout the customer journey, secured lending, particularly specialist mortgage lending, managing and developing high performance teams, and being a confidential and influential communicator to Board Level.



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