Financial Risk Assessment Specialist
2 days ago
At Propel Finance, we are seeking an experienced Financial Risk Assessment Specialist to join our team. This role is responsible for evaluating and analysing credit proposals, as well as providing recommendations on transactions being presented to the Transactional Credit Committee.
The ideal candidate will have a strong understanding of financial analysis and credit report writing skills, as well as knowledge of soft and hard assets. Additionally, they will be able to understand Credit Sanctioning decision systems and have experience in Asset Finance/Banking.
This is a hybrid role, with 3 days per week in the Newport or London office, giving you the best of both worlds. You can expect a salary of £60,000 - £80,000 per annum, depending on experience.
Key Responsibilities:
- Conduct detailed Credit Reviews and sanction Asset Finance transactions up to a personal credit underwriting mandate limit.
- Analyse and provide recommendations on transactions being presented to the Transactional Credit Committee.
- Contribute to Watch List / Business Support List compilation and participate in appropriate forums.
- Have responsibility for reviewing and recommending changes to Credit Policy in terms of risk appetite for asset classes & asset types, products, and terms of lending.
- Effective Stakeholder management and communication with Sales stakeholders - ensuring SLAs for deal decisions are managed.
Benefits:
- 25 days annual leave + bank holidays.
- 2 additional days holiday after 5 years' service.
- Birthday day off.
- Opt in Private Medical Insurance.
- Subsidised gym membership at £18.75 a month.
- Cycle to Work Scheme.
- Electric Car Scheme.
- Buy Annual Leave Scheme.
- Half day seasonal shopping.
- Auto enrolment pension – 3% employer contribution subject to eligibility.
- Life Assurance 3 x basic salary.
- Employee Assistance Programme available 24/7.
- Company events and reward schemes.
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