Mortgage Underwriter Position

6 days ago


Cardiff, Cardiff, United Kingdom Personnel Selection Full time
About the Role

We are seeking a highly skilled and experienced Mortgage Underwriter to join our team at Personnel Selection. As a key member of our Underwriting team, you will play a crucial role in analyzing and evaluating mortgage applications, ensuring that our customers receive the best possible service.

Key Responsibilities
  • Analyze and understand key elements of all mortgage applications, from initial submission to offer, ensuring adherence to our policies and procedures.
  • Work closely with colleagues to ensure seamless communication and collaboration, delivering excellent customer service and meeting service standards.
  • Develop and maintain positive working relationships with colleagues, stakeholders, and customers, fostering a culture of teamwork and cooperation.
  • Identify and implement process improvements to enhance service efficiency and effectiveness, contributing to the growth and success of our organization.
  • Ensure compliance with internal and external regulations, credit review, and audit requirements, upholding the highest standards of professionalism and integrity.
  • Apply the principles of Treating the Customer Fairly (TCF) in all interactions, prioritizing customer needs and satisfaction.
  • Take ownership of your learning and development, staying up-to-date with industry trends and best practices, and sharing knowledge with colleagues to drive continuous improvement.
Requirements
  • Proven experience in underwriting within the mortgage industry, with a strong background in underwriting or completions.
  • Excellent commercial and professional judgment, with the ability to make informed decisions and take calculated risks.
  • Exceptional communication and interpersonal skills, with the ability to build strong relationships with colleagues, stakeholders, and customers.
  • Strong analytical and problem-solving skills, with the ability to interpret complex data and make sound recommendations.
  • Proficiency in Microsoft Office products, including Word, Excel, PowerPoint, and Outlook.
  • CeMAP certification or a willingness to study and obtain certification.
What We Offer
  • A competitive salary and discretionary annual bonus scheme.
  • A comprehensive benefits package, including hybrid working, on-site parking, and 25 days of annual leave.
  • Opportunities for career growth and development, with a focus on continuous learning and professional development.


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