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Pre-Sale Underwriter Position

2 months ago

Cardiff, Cardiff, United Kingdom Legal & General Full time
Job Description

We are seeking a highly skilled Pre-Sale Underwriter to join our team at Legal & General. As a key member of our underwriting team, you will play a crucial role in providing high-quality and accurate indication of terms to financial advisers in relation to pre-application underwriting enquiries.

Key Responsibilities:

  • Communicate effectively with internal and external customers, as well as third parties, to ensure excellent customer service and satisfaction.
  • Maintain a strong knowledge and understanding of our products and legislative / regulatory requirements.
  • Manage time effectively, balancing business requirements with personal development and growth.
  • Support sales and APE generation through effective and tactful questioning to obtain market intelligence information and generate leads for Business Development Managers via Salesforce.
  • Challenge existing work practices by understanding Underwriting's end-to-end processes and customer expectations, identifying areas for improvement and implementing changes through collaboration with team managers or other colleagues.
  • In line with Treating Customers Fairly, ensure that the commitments made about the level of service during the marketing and sales processes are met.

Requirements:

  • Relevant experience in accurately following pre-sale underwriting flows.
  • An understanding of relationships between an insurance company and their partners.
  • Knowledge of insurance products and policy conditions.
  • Good understanding of financial calculations to support pre-sale underwriting limits and philosophies.
  • Ability to adapt communication style to suit the audience.
  • Excellent call listening and telephony skills.
  • Good attention to detail and accuracy in following flows and providing correct terms.
  • Ability to anticipate and resolve problems.

What We Offer:

  • The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes.
  • Generous pension contribution.
  • Life assurance.
  • Private medical insurance (permanent employees only).
  • At least 25 days holiday, plus public holidays, 26 days after 2 years' service. There's also the option to buy and sell holiday.
  • Competitive family leave.
  • Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax-efficient salary sacrifice.
  • Many discounts we offer – both for our own products and at a range of high street stores and online.

About Us:

Legal & General is a leading financial services group and major global investor, named Britain's Most Admired Company in 2023, for the second year running. Rated top in our sector and top for inspirational leadership, we have a strong heritage and an exciting future.

We aim to build a better society for the long term by investing our customers' money in things that make life better for everyone.

We strive to be open, mindful, and inclusive, so we're always willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs.