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Mortgage Underwriter Specialist

2 months ago


Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

About Admiral Insurance Plc

We are a leading specialist lending business, part of the Admiral Group, offering a unique blend of innovation and security. Our journey began with unsecured personal loans, followed by direct-to-consumer car finance, and we continue to grow and evolve.

We're seeking a talented individual to join our team, someone who is eager to learn, excited about taking on new challenges, and committed to delivering exceptional results.

Key Responsibilities

  • Ensure Service Level Agreements (SLAs) are met and exceeded for intermediaries and customers.
  • Demonstrate a deep understanding of our Credit Policies, lending rules, and appetite.
  • Develop and maintain expertise in the Second Charges Market and Specialist Lending Market.
  • As a mandate holder, interpret the spirit of the FCA rulebook and drive desired outcomes.
  • Ensure accurate information for customers and creditors, promoting good outcomes for AFSL and the consumer.
  • Communicate effectively with external and internal stakeholders.
  • Underwrite loans within mandate, ensuring the highest quality.

About You

  • Certified European Mortgage Advisor (CEMAP) qualified.
  • Previous experience in a regulated lending environment, preferably in specialist lending.
  • Comfortable working to targets and deadlines.
  • Analytical and decision-making skills, with a commitment to action.
  • Excellent communication and analytical skills.
  • Team player with a collaborative approach.

Benefits and Work-Life Balance

We offer a range of benefits to support our employees' work-life balance, including generous holiday entitlement, flexible working arrangements, and opportunities for professional development.

Our Commitment to Diversity and Inclusion

We are committed to creating a diverse and inclusive workplace, where everyone feels valued and empowered to contribute. We celebrate individual differences and promote equal opportunities for all.