Senior Underwriter

6 days ago


StratforduponAvon, Warwickshire, United Kingdom THC Recruitment Full time
About the Role

We are seeking an experienced Senior Underwriter to join our team at THC Recruitment. As a Senior Underwriter, you will play a critical role in assessing consumer credit applications and making informed decisions about lending.

Key Responsibilities
  • Team Leadership: Lead and manage a team of underwriters, providing guidance and support to ensure excellent customer journeys.
  • Underwriting: Assess customer creditworthiness, ensuring all underwriting department service level agreements are met and maintaining an acceptable level of bad debt.
  • Documentation Verification: Check and verify customer documentation, including proofs of identification, income, and expenditure.
  • Financial Analysis: Assess customer financial information to establish affordability and accurately determine loan eligibility.
  • Regulatory Compliance: Ensure adherence to regulations, including Consumer Duty, Compliance, Data Protection, Anti-Money Laundering, Consumer Credit Directive, and Consumer Credit Act.
Requirements
  • Experience: Previous experience in financial services as an underwriter, with a strong understanding of lending application processes and ability to work under pressure.
  • Skills: Ability to manage high volumes of tasks, interpret financial information, and ensure good customer outcomes.
  • Knowledge: Familiarity with regulations and industry standards.
What We Offer
  • Competitive Salary: A competitive salary and benefits package, including private healthcare, pension, and death in service.
  • Opportunities for Growth: Opportunities for career advancement and professional development.

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