Lead Credit Risk Analyst

2 days ago

Glasgow, Glasgow City, United Kingdom Three Full time

Job Summary

We are seeking a highly skilled Credit Risk Analyst to join our team at Three. As a Credit Risk Analyst, you will play a critical role in ensuring the financial health of our organization while maintaining a positive customer experience.

Key Responsibilities

  • Monitor, maintain, and enhance critical credit scorecards and decisioning performance across consumer and business journeys.
  • Collaborate with other team leads to identify risks, improve processes, and optimize connections to our network.
  • Engage with stakeholders across different business areas to align strategies and achieve company goals.
  • Provide valuable feedback on propositions, projects, and services.
  • Analyze data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.
  • Challenge existing credit policies and propose effective changes.
  • Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes.

Requirements

  • Experience managing and developing credit scorecards (Essential).
  • Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.
  • Recent experience analyzing data using SAS/SQL, Alteryx, or similar tools (within the last 6 months).
  • Mathematical or finance-related degree or proven experience at a senior/lead analyst level.

What We Offer

  • Competitive annual salary, a performance-based annual bonus, and an additional 'flexible allowance' to spend on additional benefits, topping up your pension, or to be added to your salary.
  • Hybrid working between your home (2-3 days a week) and Glasgow/Reading office (2-3 days a week mandatory).
  • 28 days annual leave + 8 bank holidays + 3 personal days annually, which increases with length of service.
  • Private Medical Insurance, Life Assurance, and Income Protection.
  • Free mobile phone package and unlimited sim-card.

  • Lead Credit Risk Analyst

    4 days ago

    Glasgow, Glasgow City, United Kingdom Redefined Ltd Full time

    About the RoleWe are seeking a highly skilled and experienced Credit Risk Analyst to join our team at Redefined Ltd. As a key member of our Credit Risk - Strategy team, you will play a leading role in monitoring and developing critical scorecard and decisioning performance across our consumer and business journeys.Key ResponsibilitiesMonitor and develop...

  • Lead Credit Risk Analyst

    3 days ago

    Glasgow, Glasgow City, United Kingdom Redefined Ltd Full time

    About the RoleWe are seeking a highly skilled and experienced Credit Risk Analyst to join our team at Redefined Ltd. As a key member of our Credit Risk - Strategy team, you will play a leading role in monitoring and developing critical scorecard and decisioning performance across our consumer and business journeys.Key ResponsibilitiesMonitor and develop...

  • Senior Credit Risk Analyst

    4 weeks ago

    Glasgow, Glasgow City, United Kingdom Three Full time

    Opportunity for a Credit Risk Analyst At Three, we prioritize the effective management of credit risk to uphold our financial integrity. As a Credit Risk Analyst, you will be instrumental in shaping our credit policies and strategic decisions. Key Responsibilities: Oversee and refine credit scorecards for both consumer and business sectors.Collaborate...

  • Senior Credit Risk Analyst

    4 weeks ago

    Glasgow, Glasgow City, United Kingdom Three Full time

    Position Overview: Credit Risk Analyst At Three, we are focused on the prudent management of credit risk to uphold the financial integrity of our organization. As a Credit Risk Analyst, you will be instrumental in shaping our credit policies and strategies that influence key decision-making processes. Key Responsibilities: Oversee and refine credit...

  • Senior Credit Risk Analyst

    4 weeks ago

    Glasgow, Glasgow City, United Kingdom Three Full time

    Credit Risk Analyst Opportunity At Three, we are focused on proficiently overseeing credit risk to uphold the financial integrity of our organization. In the capacity of a Credit Risk Analyst, you will be instrumental in the decision-making processes that shape our credit policies and strategic initiatives. Key Responsibilities: Oversee and refine credit...

  • Lead Credit Risk Strategist

    4 weeks ago

    Glasgow, Glasgow City, United Kingdom Project People Full time

    Lead Credit Risk StrategistPermanent PositionFlexible Work ArrangementAt Project People, we pride ourselves on being a forward-thinking organization dedicated to proficiently managing credit risk. Our team is integral to safeguarding the financial stability of our enterprise while ensuring a seamless customer experience.As a Lead Credit Risk Strategist, you...

  • Senior Credit Risk Analyst

    4 weeks ago

    Glasgow, Glasgow City, United Kingdom Statera Talent Full time

    Are you passionate about data and risk analysis? Statera Talent is looking for a talented Credit Risk Analyst to enhance the credit risk management strategies of our client, a prominent financial institution. This position emphasizes the importance of data-driven insights in shaping effective risk management frameworks.Position Overview:As a Credit Risk...

  • Credit Risk Business Analyst

    4 days ago

    Glasgow, Glasgow City, United Kingdom Capgemini Full time

    About the RoleJob Title: Credit Risk Business Analyst – SASOverviewCapgemini is seeking an experienced Business Analyst with expertise in Credit Risk and SAS to join our BUK Risk Strategy team. As a key member of our team, you will collaborate with professionals to drive value through effective risk management.Key ResponsibilitiesProject Support: Provide...

  • Credit Risk Business Analyst

    4 days ago

    Glasgow, Glasgow City, United Kingdom Capgemini Full time

    About the RoleJob Title: Credit Risk Business Analyst – SASOverviewCapgemini is seeking an experienced Business Analyst with expertise in Credit Risk and SAS to join our BUK Risk Strategy team. As a key member of our team, you will collaborate with professionals to drive value through effective risk management.Key ResponsibilitiesProject Support: Provide...

  • Lead Credit Risk Strategist

    4 weeks ago

    Glasgow, Glasgow City, United Kingdom Project People Full time

    Lead Credit Risk StrategistPermanent PositionFlexible Onsite ArrangementAt Project People, we pride ourselves on being a forward-thinking organisation dedicated to proficiently managing credit risk. Our team is integral to safeguarding the financial stability of our company while ensuring a seamless customer experience.As a Lead Credit Risk Strategist, you...

  • Credit Risk Analyst

    4 days ago

    Glasgow, Glasgow City, United Kingdom Sthree Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our Information Technology team at Sthree. As a Credit Risk Analyst, you will play a crucial role in assessing the creditworthiness of potential borrowers, using balance sheet analysis, credit risk analysis, and financial ratios.Key ResponsibilitiesFinancial Analysis: Analyze a...

  • Credit Risk Analyst

    4 days ago

    Glasgow, Glasgow City, United Kingdom Sthree Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our Information Technology team at Sthree. As a Credit Risk Analyst, you will play a crucial role in assessing the creditworthiness of potential borrowers, using balance sheet analysis, credit risk analysis, and financial ratios.Key ResponsibilitiesFinancial Analysis: Analyze a...

  • Credit Risk Analyst

    10 hours ago

    Glasgow, Glasgow City, United Kingdom Sthree Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our Information Technology team at Sthree. As a Credit Risk Analyst, you will play a crucial role in assessing the creditworthiness of potential borrowers, using balance sheet analysis, credit risk analysis, and financial ratios.Key ResponsibilitiesFinancial Analysis: Analyze a...

  • Credit Risk Analyst

    13 hours ago

    Glasgow, Glasgow City, United Kingdom Sthree Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our Information Technology team at Sthree. As a Credit Risk Analyst, you will play a crucial role in assessing the creditworthiness of potential borrowers, using balance sheet analysis, credit risk analysis, and financial ratios.Key ResponsibilitiesFinancial Analysis: Analyze a...

  • Credit Risk Specialist

    7 days ago

    Glasgow, Glasgow City, United Kingdom SThree Management Services Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our Information Technology team at SThree Management Services. As a Credit Risk Analyst, you will play a crucial role in assessing the creditworthiness of potential borrowers, using balance sheet analysis, credit risk analysis, and financial ratios to minimize losses and maximize...

  • Credit Risk Specialist

    6 days ago

    Glasgow, Glasgow City, United Kingdom SThree Management Services Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our Information Technology team at SThree Management Services. As a Credit Risk Analyst, you will play a crucial role in assessing the creditworthiness of potential borrowers, using balance sheet analysis, credit risk analysis, and financial ratios to minimize losses and maximize...

  • Credit Risk Business Analyst

    7 days ago

    Glasgow, Glasgow City, United Kingdom Capgemini Full time

    About the Role**Job Title:** Credit Risk Business Analyst - SAS Expert**Job Summary:** We are seeking an experienced Business Analyst with expertise in Credit Risk and SAS to join our BUK Risk Strategy team.Key Responsibilities**Project Support:** Provide support to multiple project workstreams as the credit risk representative, ensuring effective risk...

  • Business Analyst

    1 week ago

    Glasgow, Glasgow City, United Kingdom Capgemini Full time

    Job DescriptionJob Title: Credit Risk Business Analyst – SAS (Glasgow)About the Role:We are seeking an experienced Business Analyst with expertise in Credit Risk and SAS to join our BUK Risk Strategy team. As a key member of our team, you will collaborate with a diverse group of professionals to drive value through effective risk management.Your...

  • Credit Risk Business Analyst

    1 week ago

    Glasgow, Glasgow City, United Kingdom Capgemini Full time

    Job DescriptionJob Title: Credit Risk Business Analyst – SAS (Glasgow)About the Role:We are seeking an experienced Business Analyst with expertise in Credit Risk and SAS to join our BUK Risk Strategy team. As a key member of our team, you will collaborate with a diverse group of professionals to drive value through effective risk management.Your...

  • Credit Risk Business Analyst

    1 week ago

    Glasgow, Glasgow City, United Kingdom Capgemini Full time

    Job Title: Credit Risk Business Analyst – SASAbout the RoleAs a seasoned Business Analyst with expertise in Credit Risk and SAS, you will be an integral part of the BUK Risk Strategy team at Capgemini. Your primary responsibility will be to drive value through effective risk management by collaborating with a diverse group of professionals.Key...