Senior Credit Risk Analyst
4 days ago
* Credit Risk/Technical Analysis
- Retail Lending/Consumer Products
- SQL
Senior Credit Risk Analyst - London/Hybrid
Our client is a specialist Bank offering a diverse range of savings and loan products. Due to team expansion they are looking for a Senior Credit Risk Analyst to join their existing team. Reporting into the Credit Risk Manager your role will focus around theretail lending side of the business and you will use your experience in consumer products, credit risk and technical analysis to provide support in this area. Experience working with SQL is also required.
**Responsibilities**:
- Develop a good understanding of the current new business risk strategies across the multiple consumer products
- Provide support in further in improving current acceptance rate whilst maintaining portfolio loss rates
- Assist in impact assessment of infrastructural improvements to new business strategies and ramifications for the business
- Identify opportunities to automate new business strategy
- Work in collaboration with internal and external business partners to achieve consumer balance growth targets
- Develop and improve new business strategy analytics across multiple asset classes
- Produce accurate and timely cyclical and ad-hoc reporting
- Contribute towards the development of management information reports
- Provide mentoring and support to junior team members
Skills and Experience
- Degree level qualification in mathematics, science, engineering, business, economics, or similar discipline
- Very good understanding of credit risk concepts, in particular consumer finance
- Experience in building and implementing credit risk strategies
- Strong analytical skills while working in commercial environment
- 3+ years' experience working in financial services in a similar role
- Highly numerate with a track record in data driven analysis
- Strong SAS programming skills including Base SAS and Macros
- Strong data handling and processing skills including SQL programming
- Good knowledge of statistics and econometrics
- Strong quantitate & analytical background
- Good communication skills, including an ability to discuss complex analytical ideas with non-technical colleagues in a meaningful way
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