Senior Underwriter Bridging

**The Opportunity**

Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day.

We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for wedding and new cars, to complex financial credit facilities for businesses requiring significant investment and mortgages for landlords withmultiple properties - no two customers are ever the same.

We give our customers the best-of-both worlds; uniquely combining strong digital capabilities with human expertise and ingenuity to deliver the best outcomes. We rise to the challenge of a complex case or unconventional circumstances, and we love to makethings happen. By being creative, practical, and personal, we know we can always find the right solution for our customers.

If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person

Work with us because you:

- Want to be part of a bank built for the dynamics of the modern world
- Relish a challenge and enjoy a fast-paced, innovative and hardworking culture
- Enjoy finding new and better ways to solve complexity and make things happen
- Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
- Care about society and the environment and want to be part of a business that cares too
- Want to continue to grow professionally and be the best version of yourself

**The Role & Responsibilities**
- To work as a senior member of the Bridging Underwriting Team in order to deliver the origination levels required by the Division
- The role specialises in larger, complex transactions (£2.5m+) and requires extensive interaction with key stakeholders including Group Risk, Head of Underwriting, National Sales Manager and members of both Complex Deal Forum and Credit Approval Committee
- Responsibilities include the writing of detailed credit papers for submission to Group following face to face client interviews and\or property site visits - these visits to be UK wide
- To deliver favorable customer outcomes in terms of credit assessment and customer experience
- To analyze and understand credit risks being presented and ensure both Asset Class Policies and Lending Policies are understood and respected across First and Second Lines of Defence
- To embed both the Bank and Division’s Risk Management Framework within all activities within the underwriting teams
- The role holder will be required to exercise a delegated lending authority of up to £2.5m and participate in ad
- hoc projects as required
- Coach and support Underwriters in the wider teams, signing off cases outside of their mandates and supporting recommendations into Credit Approval Committee
- To work as a senior member of the Bridging Underwriting Team in order to deliver the origination levels required by the Division
- The role specialises in larger, complex transactions (£2.5m+) and requires extensive interaction with key stakeholders including Group Risk, Head of Underwriting, National Sales Manager and members of both Complex Deal Forum and Credit Approval Committee
- Responsibilities include the writing of detailed credit papers for submission to Group following face to face client interviews and\or property site visits - these visits to be UK wide
- To deliver favorable customer outcomes in terms of credit assessment and customer experience
- To analyze and understand credit risks being presented and ensure both Asset Class Policies and Lending Policies are understood and respected across First and Second Lines of Defence
- To embed both the Bank and Division’s Risk Management Framework within all activities within the underwriting teams
- The role holder will be required to exercise a delegated lending authority of up to £2.5m and participate in ad
- hoc projects as required
- Coach and support Underwriters in the wider teams, signing off cases outside of their mandates and supporting recommendations into Credit Approval Committee

**The Person**
- Degree/MBA or similar business qualification or equivalent work experience appropriate to the role
- GCSE (or equivalent) in Math’s and English
- Relevant Bridging & commercial banking/lending experience
- Computer literate (good knowledge of MS Office suite - Excel, Word, Power-Point)
- Knowledge of TCF
- Good knowledge of compliance procedures within the mortgage industry
- Reading of financial accounts, valuations, business appraisals and credit searches
- Ability to develop an analytical and pragmatic approach to underwriting
- Adaptable & flexible
- Excellent verbal and written communication skills
- Ability to work on own and as part of a team
- Excellent planning and organisational skills
- Must have a clean or near clean driving license