Senior Associate, Policy, Card Fees

9 months ago

London, United Kingdom Payment Systems Regulator Full time

About the PSR

How payments work affects the society we live in; the challenges faced by the vulnerable; how likely we are to fall victim to fraud; and how easily we can manage our money. Payments underpin our economy.

Behind these payments are several important payment systems.

We rely on these systems to support markets, facilitate competition and drive innovation. This helps to deliver new products, find new ways to protect people from harm, and deliver services that give people and businesses more choice and control about how to pay and be paid.

We need the technology, the rules governing the use of these systems and the markets they support to all work well. This is where the PSR plays an important role - we are the economic regulator of, and competition authority for, those systems.

We protect people and businesses and promote competition and innovation in these systems and the markets that they support.- Ensure users have continued access to the payment services they rely on and support a choice of payment options- Ensure users are sufficiently protected when using the UK's payment systems- Promote competition between UK payment systems and the markets supported by them; protecting users where that competition is not sufficient- Act to ensure the interbank systems provide the infrastructure, rules and incentives that foster innovation and competition in payments

Our work is high-profile and fast-moving, within a dynamic environment. The work that you’ll be involved in every day will be about helping us to deliver our strategy, helping us to be the regulator we want to be and helping the sector to deliver outcomes that protect the interests of people and businesses, and to promote competition and innovation in payments.

Our strategy sets out the need for us to continue adjusting our approach to ensure our work is directed where it will have the greatest impact.
- We’re ambitious about the future and looking for people who can help us to achieve our strategic priorities. The PSR is an independent economic regulator led by Managing Director, Chris Hemsley. We are directly accountable to Parliament and funded by the payments industry. We work closely with other regulators involved in this sector, notably the Financial Conduct Authority, the Bank of England and the Competition and Markets Authority. Operationally we are an independent subsidiary of the Financial Conduct Authority._

About the Policy Team

The Policy team is focused on delivering our strategy. You will have the opportunity to work on different aspects of policy development and analysis, project delivery and stakeholder management.

Why join the PSR?

There are so many reasons why the PSR is a great place to work We have a great office, providing an excellent agile working environment, you will be joining a friendly team with an important role to play in the development of cutting-edge policy.

So, if you are motivated by making a difference to how we all make payments, then we are for you.

In addition, we offer a wide variety of training and learning opportunities as well as access to the FCA Academy which has a wealth of resource available to us.

We are committed to building and sustaining a diverse and inclusive workplace so that we can represent the fullest range of views and ideas. Our commitment includes disability, ethnicity, LGBT and gender identity through to mental health and social mobility issues.

As an inclusive employer, we support a hybrid and flexible approach to working so when you apply, do please indicate any requests for flexibility.

Opportunities Available

We’re delighted to be able to offer a number of associate level opportunities to join our Policy team as we continue to grow and evolve to deliver our ambitious strategy.- Account-to-account retail payments - unlocking the barriers to widespread adoption of direct bank transfers in retail settings- Regulatory reform - working across the organisation and with external stakeholders, like HM Treasury and the Financial Conduct Authority, to ensure our regulatory framework is up-to-date with the latest legislative requirements- Card Fees Market Reviews - two market reviews focusing on card fees - one looking at scheme and processing fees, and the other at cross-border interchange fees

Our senior associates are the heartbeat of the organisation, leading on various policy projects and analysis as well as playing a key role in the overall success of the PSR through building relationships both internally and externally. As a senior associate you will be expected to:
- Lead and contribute to the delivery of policy projects and analysis, independently and as part of a team- Work as part of multi-disciplinary project teams, building relationships with policy, economist, legal and communications colleagues, delivering high quality work- Work with a wide variety of external stakeholders, including firms, government, other regulators, and consumer groups, to gathe

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