Credit Risk Officer

4 weeks ago

Northwich, United Kingdom The Access Bank UK Full time

**Credit Risk Officer**

The Access Bank UK Ltd is the first Bank in London to be awarded **Platinum** status by Investors in People (IIP) in 2020 demonstrating our commitment to high performance through good people management and strong company culture.

This means there is a focus on clearly defined set of core values and the Bank encourages a sense of individual ownership and talent development whilst fostering team spirit and career progression.

**Why work in Credit Risk?**

The Bank’s overarching policy is to manage compliance proactively and to ensure that as far as the Bank, its customers and its employees operate within all legal and regulatory requirements and that the regulator is satisfied with the Bank’s compliance systems and controls. Credit Risk is vital for the Bank as it helps to identify, monitor, assess, and mitigate risk. This is an excellent opportunity for any individual that is looking for a challenging and varied position which if achieved successfully could bring fantastic career prospects.

**Your day-to-day responsibilities**:
As a Credit Risk Officer will need to work under their own initiative and across a variety of different business areas while delivering excellence as part of a multi-functional team and maintaining exceptional levels of quality, professionalism and at all times remaining focused on total customer satisfaction.

The role involves a wide variety of activities across the Risk team but will include analysis of risk exposures, the recommending of lending decisions, policy and procedural development as well as providing advice and support on Risk issues to colleagues across all the key business areas of the Bank.
- Undertake daily monitoring of property loans.
- Liaising and building relations with outside suppliers, for example valuers and solicitors.
- Create reports and returns which may involve detailed research and analysis from within and outside the unit;
- Carry out specific tasks within set terms of reference and defined processes;
- Assist the Deputy Head of Credit Risk and the Senior Credit Risk Analyst as and when required on specific activities and projects;
- To work with each department and the various business units to provide support, advice and guidance;
- Carry out Credit Risk process, enhancements, reviewing procedures and identifying improvements to meet customers changing needs/business requirements;
- Ensure all Credit Risk principles, policies and procedures are clearly defined and regulatory developments are proactively communicated;
- Through regular and appropriate business involvement, ensure all credit risk work is carried out to the required level of competence as set out by legal and regulatory;
- Build effective relationships with the various business units.

**Person/Experience required**:

- Experience within a credit risk role position, ideally from a Finance services aspect.
- Experience in working as part of a multi-disciplined team across business units.
- Problem solving and excellent analytical skills are essential and you will be a resilient individual who is calm under pressure;
- Able to meet deadlines and organise workload according to changing priorities.
- Ability to undertake a variety of analysis and maintain accuracy and quality;
- A good attention to detail, adaptability, a keenness to learn;
- A good team player, capable of working in a fast paced pressured environment;
- Ability to build professional relationships effectively, both in the immediate team and wider business.

**Key skills**:

- Problem solving and analytical skills are essential and you will be a resilient individual who is calm under pressure;
- Ability to advise the team on complex areas unsupervised;
- Ability to undertake a variety of analysis and maintain accuracy and quality;
- Excellent report writing skills;
- A good attention to detail, adaptability, a keenness to learn;
- A good team player, capable of working in a fast-paced pressured environment;
- Ability to build professional relationships effectively, both in the immediate team and wider business.
- Proficient in Microsoft Excel, Outlook and Word.

**Why work with The Access Bank UK Ltd?**

At The Access Bank UK, we are committed to helping our employees reach their full potential through providing continuous learning opportunities, and the tools and training to help them grow.

We encourage a sense of individual ownership whilst fostering team spirit and are firmly committed to the diversity of our workforce. We are proud to have achieved the **Investors in People **Platinum** accreditation, which is recognised across the world as a mark of excellence.

We are guided by our **Core Values**:

- Excellence
- Innovation
- Passion for Customers
- Professionalism
- Empowered Employees
- Leadership

**Our Rewards Package**
- Hybrid Working
- Bonus Scheme
- Employee Assistance Program
- Company Awards & Events
- Training Sponsorship & Mentoring Scheme
- Dress Down Friday & Friday Brea

  • Senior Credit Control Officer

    4 weeks ago

    Northwich, Cheshire, United Kingdom Executive Connect LTD Full time

    Credit controller /Collections Specialist 33 per Hour Credit controller / Collections Specialist Performs a variety of routine and some non-routine clerical/accounting/customer service functions in accordance with standard procedures in one or more of the following areas: general accounting, accounts payable, accounts receivable, credit and/or...

  • Credit Controller

    3 weeks ago

    Northwich, United Kingdom Executive Connect LTD Full time

    Credit controller /Collections Specialist 6 Months £13.33 per Hour 37.5 hours per week Job Minimum Requirements: Credit controller / Collections Specialist Performs a variety of routine and some non-routine clerical/accounting/customer service functions in accordance with standard procedures in one or more of the following areas: general accounting,...

  • Credit Controller

    3 weeks ago

    Northwich, United Kingdom Executive Connect LTD Full time

    Credit controller /Collections Specialist6 Months£13.33 per Hour37.5 hours per weekJob Minimum Requirements: Credit controller / Collections SpecialistPerforms a variety of routine and some non-routine clerical/accounting/customer service functions in accordance with standard procedures in one or more of the following areas: general accounting, accounts...

  • Credit Policy Manager

    4 weeks ago

    Northwich, Cheshire, United Kingdom Executive Connect LTD Full time

    Credit controller /Collections Specialist 33 per Hour Credit controller / Collections Specialist Performs a variety of routine and some non-routine clerical/accounting/customer service functions in accordance with standard procedures in one or more of the following areas: general accounting, accounts payable, accounts receivable, credit and/or...

  • Credit Controller

    3 weeks ago

    Northwich, Cheshire, United Kingdom Brampton Recruitment Full time

    Excellent numeracy and literacy skillsAnalytical, target-driven, ability to work to strict deadlines, proactive and anExcellent numeracy and literacy skills Our prestigious client is based in Congleton and requires a Credit Controller to join their team.The company is a leading services provider in their field, offering bespoke solutions to their...

  • Credit Controller

    4 weeks ago

    Northwich, Cheshire, United Kingdom Executive Connect LTD Full time

    Credit controller /Collections Specialist 6 Months £13.33 per Hour 37.5 hours per week Job Minimum Requirements: Credit controller / Collections Specialist Performs a variety of routine and some non-routine clerical/accounting/customer service functions in accordance with standard procedures in one or more of the following areas: general accounting,...

  • Compliance Risk Officer

    4 days ago

    Northwich, United Kingdom Antony James Recruitment Ltd Full time

    Compliance Risk OfficerOur well established financial services client based in Northwich are currently looking for a Compliance Risk Officer to join their team on a permanent basis. This is an excellent opportunity for an individual to gain knowledge of this specialist area. In addition, the job holder will need an understanding of the overall business...

  • Credit Controller

    4 weeks ago

    Northwich, Cheshire, United Kingdom Executive Connect LTD Full time

    Credit controller /Collections Specialist 6 Months £13.33 per Hour 37.5 hours per week Job Minimum Requirements: Credit controller / Collections Specialist Performs a variety of routine and some non-routine clerical/accounting/customer service functions in accordance with standard procedures in one or more of the following areas: general accounting,...

  • Collections Specialist

    7 days ago

    Northwich, United Kingdom Cpl Life Sciences Full time

    COLLECTIONS SPECIALIST Location: Northwich - 2-3days per week in the office. Duration: 12 months Pay rate: £13.33 per hour Primary Objectives: To recover all funds invoiced to clients within the terms and conditions set and within the boundaries of the policies set by the company and within the law of the land. To reduce the DSO and aging provisions in...

  • Financial - Accountant I

    4 weeks ago

    Northwich, United Kingdom ADVENTIX LIMITED TA Acro Service Corporation Full time

    Performs a variety of routine and some non-routine clerical/accounting/customer service functions in accordance with standard procedures in one or more of the following areas: general accounting, accounts payable, accounts receivable, credit and/or collections.Contacts other departments, customers and/or outside agencies to resolve problems and resolve open...

  • Collections Specialist

    3 weeks ago

    Northwich, United Kingdom Cpl Life Sciences Full time

    Collections Specialist Location: Northwich (Hybrid Working) Duration: 12 months Pay rate: £13.33 per hour PAYE Job Minimum Requirements: Performs a variety of routine and some non-routine clerical/accounting/customer service functions in accordance with standard procedures in one or more of the following areas: general accounting, accounts payable,...

  • Trade Finance Officer

    4 weeks ago

    Northwich, United Kingdom Advantage Resourcing Full time

    Trade Finance Officer - Hybrid working after 3 months - Permanent - Northwich/Cheshire - £20 - £35K (Depending on level as graduate and senior roles available - 25 days holiday plus bank holidays, extra 2 days after 2 years, 3x life assurance, employee assistance program, annual discretionary bonus, 10% non contributary pension with option for voluntary...

  • Project Risk An

    5 days ago

    Northwich, Cheshire, United Kingdom Howard James Recruitment Consultancy Ltd Full time

    Our clients are looking for a Compliance Risk Officer to join there dynamic team at a leading international bank in Northwich! As a key member, you'll collaborate closely with the Compliance Team and Deputy Head of Compliance to achieve our business and regulatory objectives. Assisting the Deputy Head of Compliance on various activities and projects. *...

  • Bookkeeper (Part Time / Full Time)

    4 weeks ago

    Northwich, United Kingdom Able Systems Limited Full time

    We are always looking for talented and enthusiastic people here at Able and can offer a challenging and highly rewarding career. If you think you have what it takes to succeed in a highly successful global business then we'd be delighted to hear from you. - We are looking for a Bookkeeper to join our finance team here at our Headquarters in Northwich,...

  • Administration Co-ordinator

    3 days ago

    Northwich, United Kingdom Adecco Full time

    I am currently recruiting for a Administration Coordinator based in Northwich, This is a great opportunity to join a well established company. Office based role, Offering £24,000 - £28,000 depending on experience. This role requires someone who is able to work under-pressure in a fast paced environment, accuracy and attention to detail is key for this...

  • Transfers Officer

    2 weeks ago

    Northwich, United Kingdom Close Brothers Group Full time

    OVERALL SUMMARYThis is a role within the Transfers Team which forms part of the bigger Operations Department. As the Transfers Officer you will be reporting directly into the Transfer Manager and will be responsible for all activities relating to asset transfers in and out of CBAM’s custody, internal transfers, and APS transfers.RESPONSIBILITIESProcessing...

  • Infrastructure Sales Team Advisor

    5 days ago

    Northwich, United Kingdom Ibstock Plc Full time

    WE ARE 200 years of history and over 2,300 employees strong. WE ARE a business loaded with opportunity and career progression. WE ARE innovators, designers, makers and engineers who manufacture and provide smart, efficient, and effective building products and solutions. Through our customer relationships, diverse building product range and solutions, we...

  • Contracts Manager and Ethics Director

    5 days ago

    Northwich, United Kingdom ENGIE Full time

    Exciting Opportunity: Contracts Manager & Ethics Director (Northwich) About Engie ENGIE is a global leader in low-carbon energy supply and services. We have been active in the UK energy market for over 20 years, and our investments in energy infrastructure are focused on energy storage and renewable energy (solar, wind, biogas), whilst supplying energy to...

  • Fitters Mate

    2 weeks ago

    Northwich, United Kingdom ASSA ABLOY Full time

    **Industrial Door Engineering Ltd are looking for a Fitters Mate based from Northwich** **Principle Duties and Responsibilities**: - Ensure that at all times work is undertaken to the standard set by IDE, as expected by our customers. - Carry out the work in accordance with the instructions issued by the office in a safe and cost effective manner. -...

  • Divisional QMS SME

    4 weeks ago

    Northwich, United Kingdom Dechra Full time

    Job Introduction Thanks for checking out our vacancy, we’re delighted you want to learn more about Dechra! Dechra are a growing, global specialist within the world of veterinary pharmaceuticals. Our expertise is in the development, manufacture, marketing and sales of high quality products exclusively for veterinarians worldwide. Here at Dechra,...