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Risk Manager

3 months ago


Reigate, Surrey, United Kingdom We Do Group Full time
Job Description

Risk Manager

£65, % Bonus + 12% Pension + Life Cover + Private HealthCare

Hybrid working – 3 days in office

The Role:

This is an extremely varied role whereby the right candidate will have the chance to partner across the business from Credit, Finance, Operations and Sales This role would suit a commercially minded, Risk Manager or Senior Credit Analyst who can build solid relationships both internally and externally.

Responsibilities:

  • Analyse and underwrite transactions under own authority for all types of assets
  • Analysis of customer creditworthiness (via financial data, credit and sector reports etc. including customer visit).
  • Risk evaluation of the deal structure (including collaterals, asset values, evaluation of exposure, etc.)
  • Preparation of credit applications for deals above own authority
  • Pre-qualification of deals with Sales
  • Full compliance with all Risk Policies
  • Adherence to decision making according to the authority matrix
  • Compliance with rating systems
  • Risk Reporting
  • Organise and maintain credit files
  • Novation and reschedule decisions

The Candidate:

  • Work under own initiative
  • Demonstrate highest level of integrity and professionalism
  • Strong analytical skills
  • Ability to work accurately under pressure
  • Ability to interact maintaining good lines of communication with all internal colleagues (especially Sales) as well as external customers
  • To work within agreed policies and procedures and with due regard to Equal Opportunities and Health and Safety considerations
  • Prepared to work as necessary at busy periods.
  • Compliance with KYC and AML requirements on an ongoing basis and report any issues as required

Salary and Benefits:

£65, % Bonus Pension + Life Cover + Private HealthCare

Hybrid working – 3 days in office, 2 days from home.