Credit Risk

2 months ago

Manchester, United Kingdom Virgin Media Full time
The Risk and Operational Control Manager is responsible for ensuring that operationally the E2E credit proposition consistently delivers phenomenal Customer Outcomes, meets regulatory requirements and delivers on service levels. The role-holder will supervise Conduct MI related to the delivery of the credit proposition and ensure appropriate actions are taken across the VMO2 business and with suppliers to handle and mitigate risks to Good Customer Outcomes whilst ensuring that credit upholds the FCA’s Consumer Duty Outcomes.
Who we are

The UK’s fastest broadband network. The nation’s best-loved mobile brand. And, one of the UK's biggest companies too.

Diverse, high performing teams - jam packed with serious talent. Together, we offer the UK more choice and better value, through our boundary-pushing, customer-championing values and ambitions.

Together, we are Virgin Media O2, and we can't wait to see what you can do.

Accessible, inclusive and equitable for all

Virgin Media O2 is an  equal opportunities employer  and we're working hard to remove bias and barriers for our people and candidates. So, we build equity and inclusion into everything we do, from the policies we craft to the relationships we shape. We support and encourage you to be your authentic self throughout your application journey with us.

The must haves

In order to be considered, you must have the following experience;

Knowledge of the regulatory environment within the UK financial services sector Knowledge of FCA Consumer Duty and how this translates into delivering good customer outcomes Previous experience of working in UK POS finance / Consumer Credit markets Experience in creating/maintaining business risk or conduct risk frameworks within a large organization Proven experience and dedication to ensuring good customer outcomes are delivered across multiple business functions Ability to translate data and analysis into meaningful business outcomes The other stuff we are looking for Understanding of Credit Risk Decisioning outputs - in the context of risk FCA Consumer Credit Regulation across the full Credit Lifecycle including Collections Experience of working agile/exposure to methodology Data analysis - SQL/GCP experience and BI tools such as Tableau Project/Delivery Risk management What's in it for you

Our goal is to celebrate our people, their lives and everything in-between. We aim to create a culture that empowers everyone to bring the best versions of themselves to work each and every day. We believe the most inclusive and diverse culture makes for a better business and a brighter world.

Working at Virgin Media O2, you get a bumper reward package bursting with benefits, and loads of extras you can add if you’d like to. These are designed to support both you and your loved ones, making sure that you’re covered no matter what life throws your way.

  • Credit Risk Analyst

    1 month ago

    Manchester, United Kingdom N Brown Full time

    Credit Risk Analyst Job details Salary Competitive salary and strong benefits LocationManchester Discipline Reference017322 Credit Risk Analyst A bit about the role: This role sits within the Credit Risk team, supporting the development of the lending strategy to drive long-term, sustainable profit from our Financial Services offering....

  • Credit Risk Analyst

    4 weeks ago

    MANCHESTER, United Kingdom N BROWN Full time

    Job Title: Credit Risk AnalystA bit about the role:This role sits within the Credit Risk team, supporting the development of the lending strategy to drive long-term, sustainable profit from our Financial Services offering. This will be achieved through the monitoring of the existing strategy, working alongside the Credit Risk Manager in identifying...

  • Credit Risk Analyst

    3 months ago

    MANCHESTER, United Kingdom N BROWN Full time

    Job Title: Credit Risk Analyst A bit about the role: This role sits within the Credit Risk team, supporting the development of the lending strategy to drive long-term, sustainable profit from our Financial Services offering. This will be achieved through the monitoring of the existing strategy, working alongside the Credit Risk Manager in identifying...

  • Credit Risk Team Leader

    2 weeks ago

    Manchester, United Kingdom Elevation Recruitment Group Full time

    Elevation Recruitment Group's Transactional Finance division are working with a leading engineering business based in Manchester as they look to recruit a Credit Risk Team Leader to join their team on a 12-month FTC to cover a period of secondment.Salary: c£34,000The Credit Risk Team Leader will be responsible for overseeing a team of 3 within Credit Risk...

  • Credit Risk Team Leader

    7 days ago

    Manchester, United Kingdom Elevation Recruitment Group Remote Work Freelance Full time

    Elevation Recruitment Group's Transactional Finance division are working with a leading engineering business based in Manchester as they look to recruit a Credit Risk Team Leader to join their team on a 12-month FTC to cover a period of secondment. Salary: c£34,000The Credit Risk Team Leader will be responsible for overseeing a team of 3 within Credit Risk...

  • Credit Risk Strategy Manager

    3 weeks ago

    Manchester, United Kingdom NatWest Full time

    Position OverviewThe role of a Credit Strategy Risk Manager is pivotal in shaping the credit strategy for NatWest Boxed. You will be responsible for influencing and overseeing the design of new products, account initiation, portfolio oversight, and innovation in arrears management, all while ensuring alignment with strategic policies.Key...

  • Credit Strategy Risk Manager

    4 weeks ago

    Manchester, United Kingdom NatWest Full time

    Join us as a Credit Strategy Risk Manager We’ll look to you to drive forward our NatWest Boxed credit strategy through the influence and ownership of new product design, account opening, portfolio management, innovation or arrears, covering strategy and policy You’ll be driving the development of embedded personal lending portfolios through NatWest...

  • Credit Strategy Risk Manager

    4 weeks ago

    Manchester, United Kingdom NatWest Full time

    Join us as a Credit Strategy Risk ManagerWe’ll look to you to drive forward our NatWest Boxed credit strategy through the influence and ownership of new product design, account opening, portfolio management, innovation or arrears, covering strategy and policyYou’ll be driving the development of embedded personal lending portfolios through NatWest...

  • Credit Risk Strategy Manager

    3 weeks ago

    Manchester, United Kingdom NatWest Full time

    Position OverviewThe Credit Strategy Risk Manager will play a pivotal role in shaping the credit strategy for NatWest Boxed. This position involves the stewardship of innovative product design, account initiation, portfolio oversight, and policy formulation.Key ResponsibilitiesDrive the advancement of personal lending portfolios through NatWest Boxed,...

  • Senior Credit Risk Analyst

    4 weeks ago

    Manchester, United Kingdom MERJE Full time

    Senior Credit Risk Analyst- Manchester (Hybrid)- up to £50K!This company, is seeking a Senior Credit Risk Analyst to join their team. The successful candidate will play a key role in developing and delivering changes to Credit Risk strategy. This is an exciting opportunity for someone with extensive experience of data manipulation and analysis to join a...

  • Credit Risk Insight Specialist

    3 months ago

    Manchester, United Kingdom Harnham Full time

    INFO - SALARY: - £50000 - £60000 LOCATION Manchester - JOB TYPE - Permanent Credit Risk Insight Specialist Up to £60,000 + competitive pension + private healthcare Manchester Fancy joining a global organisation leading the Telco industry? There's never been a more exciting time to join the Credit Risk Acquisition & In Life team. The company is...

  • Credit Risk Strategy Manager

    3 weeks ago

    Manchester, United Kingdom NatWest Full time

    Position OverviewThe role of the Credit Strategy Risk Manager is pivotal in advancing the NatWest Boxed credit strategy through effective leadership in product innovation, account management, and policy formulation.Key ResponsibilitiesDrive the evolution of personal lending portfolios within NatWest Boxed, identifying and evaluating strategic...

  • Credit Risk Underwriter

    3 months ago

    Manchester, United Kingdom FIS Global Full time

    **Position Type**: Full time **Type Of Hire**: Experienced (relevant combo of work and education) **Education Desired**: No Degree **Travel Percentage**: 1 - 5% **Location**: Manchester Office - Hybrid Working Option Available Are you ready to unleash your full potential? We’re looking for people who are passionate about payments to chart Worldpay’s...

  • Credit Risk Analyst

    1 month ago

    Manchester, United Kingdom The Co-operative Bank Full time

    Credit Risk Analyst (Secure lending) Salary £35k - £45k Manchester / Hybrid working 35 hours full time Want to change the world? A career that makes a difference We're not a bank that follows the crowd. Instead, we like to stand out for all the right reasons. Our bank is built on co-operative values that stand strong today. A lot has happened in 150 years,...

  • Credit Risk Reporting Lead

    4 months ago

    Manchester, United Kingdom NatWest Group Full time

    Our people work differently depending on their jobs and needs. From hybrid working to flexible hours, we have plenty of options that help our people to thrive. This role is based in the United Kingdom and as such all normal working days must be carried out in the United Kingdom. Join us as a Credit Risk Reporting Lead, working in the Wholesale Credit Risk...

  • Senior Credit Risk Analyst

    3 weeks ago

    Manchester, United Kingdom N Brown Full time

    Senior Credit Risk Analyst Position Overview: We are seeking a dedicated Senior Credit Risk Analyst to join our dynamic Credit Risk team. This pivotal role will focus on enhancing our lending strategies to ensure sustainable profitability within our Financial Services division. You will collaborate closely with the Credit Risk Manager to assess...

  • Credit Risk Assessment Specialist

    3 weeks ago

    Manchester, United Kingdom N Brown Full time

    Credit Risk Assessment Specialist Position Overview: This position is integral to the Credit Risk division, contributing to the formulation of lending strategies aimed at fostering sustainable profitability within our Financial Services sector. The successful candidate will engage in the evaluation of current strategies, collaborating with the Credit...

  • Lead Credit Risk Analyst

    3 weeks ago

    Manchester, United Kingdom boohoo group Full time

    Become a part of Boohoo Group as a Lead Credit Risk AnalystWe are a diverse collective of 13 brands seeking a proactive professional to enhance our forward-thinking team. If you possess a strong affinity for analytics and a commitment to advancing credit risk management, this role is tailored for you.Key Responsibilities:Development and upkeep of Management...

  • Lead Credit Risk Analyst

    3 weeks ago

    Manchester, United Kingdom boohoo group Full time

    Become a part of Boohoo Group as a Lead Credit Risk AnalystAs a global collective of 13 brands, we are in search of a proactive individual to join our forward-thinking team. If you possess a strong affinity for analytics and aspire to influence the landscape of credit risk management, this role is tailored for you.Key Responsibilities:Development and upkeep...

  • Lead Credit Risk Analyst

    3 weeks ago

    Manchester, United Kingdom boohoo group Full time

    Become a vital member of Boohoo Group as a Lead Credit Risk AnalystAs a prominent player in the global fashion industry, we are seeking an enthusiastic professional to join our forward-thinking team. If you are driven by data and eager to influence the future of credit risk assessment, this role is tailored for you.Key Responsibilities:Develop and oversee...