Senior Manager – Provisions and Forecasting | S4 | Credit Risk

6 months ago


Milton Keynes, United Kingdom Santander Full time
Senior Manager – Provisions and Forecasting | S | Credit RiskCountry: United Kingdom

Interested in part-time, job-share or flexible working? We want to talk to you

Join our community.

A strategic role within Credit Risk reporting to the Head of Credit Risk Provisions and Forecasting. You are responsible for end-to-end impairment calculation and forecasting across given portfolio(s), along with impairment and RWA projections in a regulatory stress exercise (like PRA - Prudential Regulation Authority, EBA - European Banking Authority, ICAAP - Internal Capital Adequacy Assessment Process). In addition, you will also be responsible to continually develop the Impairment and forecasting infrastructure to ensure it is culturally aligned to business needs and regulatory requirements. You will support strategic decision making and planning with ad-hoc initiatives and deep dives.

The difference you’ll make:

Operating the monthly credit provision processes including post model adjustments, supporting external audit processes and external reporting Implementing and optimising strong control framework over all models and processes to ensure reliability of results for financial reporting, and management projections Providing credit loss and risk weighted asset projections in stress test exercises both internal and regulatory (EBA and PRA) and contributes to budget forecast Supporting line manager in Model Ownership responsibilities, working with methodology and internal validation to develop the models and put them through the appropriate governance Maintaining an effective risk management framework in which credit risks are effectively identified, quantified monitored and communicated

What you’ll bring:

An expert understanding of the financial services industry and IFRS standards, with experience of working in a Credit Risk function or Impairment and forecasting Experience leading technical teams, capable of setting and delivering strategy, building and managing high performing teams including coaching and mentoring

It would also be nice for you to have:

In depth understanding of the tools and techniques used for impairment and forecasting assessment, and their limitations e.g. regression analysis, Markov processes, z-shift approaches Experience executing complex models and reporting key messages to senior audiences Financial services industry experience Good stakeholder management skills

What else you need to know:

We want our people to thrive at work and home, and we recognise that many people benefit from flexible arrangements. To enable us to deliver the best outcomes for our customers and to help each other develop we understand the importance of having the right balance of spending time together in an office while maintaining flexibility.

By working this way, we can continue to create moments that matter for everyone. To support this, we offer site-based contracts with a hybrid working pattern and we’re happy to discuss specific requirements throughout the recruitment process.


This role is based in Milton Keynes and our current expectation is at least days in an office every week.

If you’re interested in this role but with part time hours or a job-share we would still love to hear from you and discuss these.

Inclusion.

At Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.


How we’ll reward you.

As well as a competitive salary, you’ll enjoy a benefits package that you can tailor to your needs.

Eligible for a discretionary performance-related annual bonus. We put % of salary into your pension, even if you don’t contribute yourself. We’ll pay in up to .% of salary, if you contribute as well, and you can take some of our contribution in cash if you prefer days’ holiday plus bank holidays, which increases to days after yrs service, with the option to purchase up to contractual days per year. £, car allowance per year Company funded individual private medical insurance. Voluntary healthcare benefits at discounted rates such as private medical insurance for your family, dental insurance, and health assessments. Protection for you and your family, with company-funded death-in-service benefit and income protection insurance, and the option to take advantage of discounted rates for additional life assurance and critical illness cover. Share in Santander’s success by saving or investing in our share plans.

What to do next:


  • IFRS9 Impairment

    6 months ago


    Milton Keynes, United Kingdom Santander Full time

    IFRS Impairment & Stress Testing Manager | S | Credit RiskCountry: United Kingdom Interested in part-time, job-share or flexible working? We want to talk to you! Join our community. You will play a key role within the Provision and Forecasting team responsible for the management of Impairment stock and Stress Testing Regulatory submissions for a key...


  • Milton Keynes, United Kingdom Santander Full time

    Credit Risk Analyst | S | Credit RiskCountry: United Kingdom Interested in part-time, job-share or flexible working? We want to talk to you! Join our community. Risk is now firmly at the heart of every single financial services company - that's where you'll be if you join our team as a Credit Risk Analyst. You will be helping to manage risk for one of...


  • Milton Keynes, United Kingdom Santander Full time

    Credit Risk Manager | S | RiskCountry: United Kingdom Join our community. We’re excited to be recruiting for a Credit Risk Manager to join us in the Leveraged Finance & Growth Capital Risk team. The Leveraged Finance & Growth Capital Risk team provides independent risk analysis and sanctioning for mid-market private equity-backed transactions (LBOs) and...


  • Milton Keynes, United Kingdom Santander Full time

    Credit Risk Change Manager | S | RiskCountry: United Kingdom Interested in part-time, job-share or flexible working? We want to talk to you! Join our community. You will be responsible for managing change initiatives across Risk with a focus on Group led change initiatives, as well as launching and leading initiatives to streamline processes, enhance...


  • Milton Keynes, United Kingdom Osborne Appointments Full time

    Role: Senior Credit Controller Location: Milton Keynes Hours: Full time - 40hrs per week Monday to Friday 8:00am to 5:00pm Salary: £28,000 to £33,000 dependant on experience An excellent opportunity has now arisen for a Senior Credit Controller to join our clients successful team. Duties of a Senior Credit Controller: Chasing outstanding debts...


  • Milton Keynes, United Kingdom CV-Library Full time

    Role: Senior Credit Controller Location: Milton Keynes Hours: Full time - 40hrs per week Monday to Friday 8:00am to 5:00pm Salary: £28,000 to £30,000 dependant on experience An excellent opportunity has now arisen for a Senior Credit Controller to join our clients successful team. Duties of a Senior Credit...


  • Milton Keynes, United Kingdom CV-Library Full time

    Role: Senior Credit Controller Location: Milton Keynes Hours: Full time - 40hrs per week Monday to Friday 8:00am to 5:00pm Salary: £28,000 to £33,000 dependant on experience An excellent opportunity has now arisen for a Senior Credit Controller to join our clients successful team. Duties of a Senior Credit...


  • Milton Keynes, United Kingdom Santander Full time

    Manager – Credit Policies & Governance | S | Risk | Milton KeynesCountry: United Kingdom Interested in part-time, job-share or flexible working? We want to talk to you! Join our community. A key role within Credit Risk reporting to the Policies and Governance Senior Manager. The role holder will manage and maintain credit risk polices such as...


  • Milton Keynes, United Kingdom Santander Full time

    Third Party Risk Lead | S4 | Procurement | Milton Keynes - Bradford - Glasgow Country: United Kingdom **WHAT YOU WILL BE DOING **Join our community. We’re looking for a passionate Third-Party Risk Management Lead to help us in driving a multi-year procurement transformation programme, through robust adherence to our supplier’s risk policies with...


  • Milton Keynes, United Kingdom CV-Library Full time

    Role: Temporary Senior Credit Controller Location: Milton Keynes Hours: Full time - 40hrs per week Monday to Friday 8:00am to 5:00pm Salary: £15 per hour Start Date: Monday 2nd December An excellent opportunity has now arisen for a Temporary Senior Credit Controller to join our clients successful team to be available to start...


  • Milton Keynes, United Kingdom Osborne Appointments Full time

    Role: Temporary Senior Credit Controller Location: Milton Keynes Hours: Full time - 40hrs per week Monday to Friday 8:00am to 5:00pm Salary: £15 per hour Start Date: Monday 2nd December An excellent opportunity has now arisen for a Temporary Senior Credit Controller to join our clients successful team to be available to start on Monday 2nd...


  • Milton Keynes, Milton Keynes, United Kingdom Harnham Full time

    Harnham is seeking a highly skilled Mortgage Portfolio Manager Lead to join our team. This role offers an exciting opportunity to contribute to the development and implementation of cutting-edge Internal Ratings Based (IRB) models for mortgage portfolios.Key Responsibilities:Oversee the development, validation, and implementation of IRB models for mortgage...

  • Credit Controller

    5 months ago


    Milton Keynes, United Kingdom Oasis Personnel Ltd Full time

    Job Description: Credit Controller Reports To: Credit Control Supervisor/Manager Location: Milton Keynes **Salary**: 27k-30k Hybrid: 3 days office, 2 days home but would be 5 days office initially **Role Purpose**: We have an opportunity for a Credit Controller to join our central finance team in Milton Keynes office. This is a newly created role due to...

  • Credit Controller

    6 months ago


    Milton Keynes, United Kingdom Oasis Personnel Ltd Full time

    Job Description: Credit Controller Reports To: Credit Control Supervisor/Manager Location: Milton Keynes **Salary**: 27k-30k Hybrid: 3 days office, 2 days home but would be 5 days office initially **Role Purpose**: We have an opportunity for a Credit Controller to join our central finance team in Milton Keynes office. This is a newly created role due to...

  • Credit Controller

    5 months ago


    Milton Keynes, United Kingdom 360 Recruitment Professionals Full time

    We have been asked to recruit a Credit Controller for a company based in Milton Keynes. Day to day you’ll work within the credit control team, reporting into the Credit Control Manager. This role has been created due to the recent growth of the business. Below is an overview of what you’ll be doing - Posting of daily cash to client accounts on VPM. -...


  • Milton Keynes, United Kingdom Santander Full time

    Products and Proposition Lead | S4 | Wealth Management and Insurance Country: United Kingdom **Interested in part-time, job-share or flexible working? We want to talk to you!** **Join our community.** You will be a senior level contributor for the Private Bank account proposition, where you will be accountable for managing the client product proposition...


  • Milton Keynes, Milton Keynes, United Kingdom Harnham Full time

    Harnham is hiring a Senior Credit Risk Modelling Specialist to lead our team's efforts in developing and implementing advanced IRB models for mortgage portfolios.Responsibilities:Lead the development, validation, and implementation of IRB models for mortgage exposures, including residential and commercial mortgage loans.Collaborate with internal stakeholders...


  • Milton Keynes, Milton Keynes, United Kingdom Gatehouse Bank plc Full time

    About the RoleWe are seeking a skilled Credit Risk Specialist to join our team at Gatehouse Bank plc in Milton Keynes.Job PurposeThis role involves providing support to customers experiencing difficulties paying their home or buy-to-let finance. You will be responsible for handling customer cases, monitoring payments, and liaising with third parties. Your...


  • Milton Keynes, Milton Keynes, United Kingdom Aston Charles Full time

    Aston Charles, a leading General Insurance and Financial Services Recruitment agency, is seeking an experienced Senior Credit Insurance Portfolio Manager to join their team in London & South.This is an excellent opportunity for a seasoned professional to take on a challenging role with significant growth prospects. The ideal candidate will have extensive...

  • Credit Controller

    7 months ago


    Milton Keynes, United Kingdom Butler Rose Ltd Full time

    Butler Rose is proud to be working with a leading construction business based in Milton Keynes in the search for an experienced Credit Controller! This is a fantastic opportunity to join a thriving business which offers a competitive salary, hybrid working and excellent benefits! Day-to-day duties: - Ensure achievement of monthly cash collection goals,...