Risk Manager

**Talk to us about flexible working.** **Bibby Financial Services** have an exciting opportunity available for a thorough **Risk Manager**to join our team on a home-working contract, based in the South East of England. You will join us on a **full time, permanent** basis and in return, you will receive a **competitive salary, plus benefits.** We’ve supported small and medium-sized enterprises (SMEs) since 1982 and today we support more than 9000 businesses worldwide. We are proud to help businesses, both big and small to grow and thrive in domestic and international markets. **Why us?** We’re in the business of relationships. We know real value lies in real people, and it takes a motivated mindset and can-do attitude to belong here. It can be fast-paced and full-on, but we can handle it. We’re a collective of "got your back", we collaboratetogether, take ownership and deliver for our clients every time. That way, everybody wins. In return, we’re all empowered to get the job done because we’re trusted to get it right. It’s why we were hired in the first place. We want you to make the choicesyou believe in - we’ll believe in them too. **As our Risk Manager, we will reward you and your hard work with**: - Private healthcare for you and your family - Company pension scheme - Wide range of flexible benefits, such as gym membership, technology, or health assessments - Access to an online wellbeing centre - Range of discounts from many businesses - 25 days holiday which increases with service and options to buy or sell more - Electric Vehicle/Plug-in Hybrid Vehicle (EV/PHEV) scheme As part of the UK Risk team, the **Risk Manager** is responsible for overseeing the management of all aspects of risk in the Commercial Business Centre, ensuring the safety and recoverability of Bibby’s investment in this area. The Risk Managerwill also be involved in developing and sharing best practice and driving business improvement. **Your responsibilities as our Risk Manager will include**: - Providing credit risk management support and oversight of the Business Centre portfolio - Supporting the growth of the Business Unit by sensible structure and sanction of new and existing business when required that meet BFS criteria - Overseeing and guiding the recovery of high-risk situations and client failures ensuring the appropriate speed and toughness of approach are maintained - Carrying out sampling checks within the Business Unit to ensure adherence to policies and quality of decision making, highlighting any weaknesses to the Head of Risk and Head of Busines Centre together with suggestions for improvements - Embedding our controls and processes to monitor, report and minimise the impact of financial crime - Being an ambassador for AML policy and ensuring adherence in the everyday work in BFS - Supporting BFS in compliance with the GDPR, the UK Data Protection Act 2018 and other relevant Data Protection laws - Identifying and highlighting any operational risk incidents, investigating the cause and suggesting resolutions - Assisting the Learning & Development team in the provision of training to the Business Centre and Service Centre teams **What we are looking for in our ideal Risk Manager**: - An established Invoice Finance/ABL professional - A high level of risk management experience including the ability to identify adverse trends and devise appropriate action plans - The ability to participate in difficult/contentious meeting situations at varying levels including Board level - Sound knowledge of insolvency methods and related legal procedures - Strong IT (including Excel and Word, Aquarius, Risk Factor), numeracy and analytical (understand and interpret data presented) skills - Attention to detail - Customer service skills - Planning & organisational skills There’s no place quite like BFS and we’re proud of that. And it’s all down to you - you make us the people with which every ambitious business loves to work. If you would like to join us, please click**'Apply’** today to be considered as our **Risk Manager**: - we would love to hear from you We're absolutely committed to being a truly inclusive place to work, where everyone has an equal opportunity to reach their true potential. Let us know if you need adjustments to support you through any stage of the recruitment process. **No agencies, please.