Mortgage Adviser

11 hours ago

Colchester, United Kingdom Additional Resources Ltd Full time

**Mortgage Adviser - Colchester**

**Salary: £50,000 - £80,000 (including commission)**

A great opportunity for a driven Mortgage Adviser to join our client. Our client is a successful and expanding customer-centric Mortgage business in the Colchester area. They need a Mortgage Adviser who shares the vision of giving the best service and adviceto customers.

**The Job Role**:

- Observing the mortgage sales process and regulatory requirements.
- The ability to use the Trigold mortgage sourcing system, on a daily basis.
- Being familiar with the most attractive schemes available to suit the majority of circumstances
- Completing fully the Client Factfind, understanding the client’s circumstances, needs and aspirations; any thereby ensuring both suitability and affordability
- Explaining the various different mortgages available and making sure the client understands the differences between variable, fixed, capped and discounted rates
- Fully explaining the various methods of repaying the debt.
- Providing a detailed estimate of cost, identifying all ‘up-front’ and monthly payments; and by taking the time to ensure complete client understanding of all product criteria.
- Fully explaining the reasons for recommendation; and how the product suits the client’s needs.
- Offering Protection Advice

**Skills, Experience and Qualifications**:

- You must be CeMAP qualified Mortgage Adviser
- CAS status.
- At least 1 years’ Mortgage Adviser Experience

**Benefits and Culture**:

- **Salary**: Basic Salary depends upon experience plus a generous commission and bonus scheme structure in place with unlimited earnings.
- Full-time, Permanent
- Monday to Friday 08.30- 6pm with availability for weekend work
- **Additional Resources are an Employment Business and an Employment Agency as defined within The Conduct of Employment Agencies & Employment Businesses Regulations 2003.**_

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