Senior Credit Risk Analyst

1 month ago


Wolverhampton, Wolverhampton, United Kingdom OSB Group Full time
About the Role

We are seeking a highly skilled Senior Credit Risk MI Analyst to join our team at OSB Group. As a key member of our Risk function, you will play a critical role in producing impactful analyses and enhancing reporting to support our strategic objectives.

Key Responsibilities
  • Produce end-to-end MI identifying trends and changes in performance relating to Residential and Buy-to-let mortgages, Bridging Loans, and Asset Finance.
  • Enhance the existing reporting suite by proactively identifying opportunities to react to new and emerging trends or Management/Regulatory requirements.
  • Provide insights and recommendations to the credit risk team and senior management on portfolio composition, trends, and performance.
  • Perform in-depth analysis and deep dives on portfolio trends and market data to identify opportunities to improve our credit strategy and lending performance.
  • Ensure efficient use of internal data sources and external credit bureau data to monitor performance.
  • Take a leading role in critical Credit Risk analytical work streams such as Risk Appetite setting and monitoring.
  • Provide analytical support to the wider Risk function as required.
Requirements
  • Experience working in a Consumer Finance/Retail Banking Credit Risk function is essential.
  • Specialist knowledge of the Financial Services industry and Credit Risk Lifecycle is essential.
  • SAS/SQL coding knowledge is essential.
  • Advanced skills in Excel/VBA are essential.
  • Excellent verbal and written communication skills are essential.
What We Offer

We offer a competitive salary, discretionary annual bonus opportunity, and a range of benefits including 28 days annual leave, contributory pension, life assurance, and private medical insurance.

We are committed to diversity and inclusion and welcome applications from talented individuals who share our values.



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