Commercial SME Underwriter
3 weeks ago
As a Commercial SME Underwriter at Superscript, you will play a crucial role in evaluating and analysing insurance applications for Small and Medium Enterprises (SMEs). Your primary responsibility will be to assess the risk associated with underwriting policies, ensuring they meet our risk appetite and maintain profitability while delivering exceptional customer service.
Key Responsibilities:
- Evaluate and analyse insurance applications from SMEs to determine the risk level and appropriate premium pricing.
- Underwrite new and renewal SME commercial insurance policies in line with company guidelines, ensuring compliance with regulatory requirements and internal standards.
- Approve or decline insurance applications based on risk assessment, underwriting guidelines, and company policy.
- Communicate with our sales team to gather necessary information, clarify details, and explain underwriting decisions.
- Monitor and manage the performance of the SME insurance portfolio to ensure profitability and growth.
About You:
- 3-5 years of experience in commercial underwriting, preferably within the UK SME market.
- Strong analytical and numerical skills, with the ability to assess risk and make informed decisions.
- Excellent verbal and written communication skills, with the ability to explain complex underwriting decisions clearly and effectively.
- High level of accuracy and attention to detail, particularly in documentation and data analysis.
What We Offer:
- A competitive salary and the opportunity to grow your career at a leading Insurtech company.
- A collaborative and supportive team environment.
- 25 days of holiday per year.
- Hybrid working arrangements for a perfect work-life balance.
- Private health and dental insurance.
- A great pension scheme.
- Access to our mental health platform.
- Cycle to work scheme.
- Latest Apple tech gear and everything you need to be set up for success.
- A fun, modern, and informal office environment with regular team social events.
- A central London location.
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