Commercial SME Underwriter

1 week ago


City Of London, United Kingdom Superscript Full time

About the role

Our Commercial SME Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter will collaborate with brokers and other stakeholders to develop customised insurance solutions that meet the needs of SME clients.


What you'll get up to:

  • Evaluate and analyse insurance applications from SMEs to determine the risk level and appropriate premium pricing. This includes reviewing financial statements, industry classifications, loss history, and other relevant data.
  • Underwrite new and renewal SME commercial insurance policies in line with company guidelines, ensuring compliance with regulatory requirements and internal standards.
  • Approve or decline insurance applications based on risk assessment, underwriting guidelines, and company policy. Make recommendations for special approvals or rejections as necessary.
  • Communicate with our sales team to gather necessary information, clarify details, and explain underwriting decisions. Provide technical support and guidance as needed.
  • Monitor and manage the performance of the SME insurance portfolio to ensure profitability and growth. Adjust underwriting strategies based on market trends, loss ratios, and emerging risks.
  • Collaborate with the product team to create or modify insurance products tailored to the SME market. Provide insights and feedback based on underwriting experience and market needs.
  • Work closely with other underwriters, claims adjusters, and the sales team to ensure a seamless underwriting process and to share knowledge and best practices.


About you:

  • 3-5 years experience in commercial underwriting, preferably within the UK SME market. Experience with various lines of business, including commercial combined, property & liability.
  • Strong analytical and numerical skills, with the ability to assess risk and make informed decisions. Proficiency in underwriting software and tools.
  • Excellent verbal and written communication skills, with the ability to explain complex underwriting decisions clearly and effectively to both technical and non-technical audiences.
  • High level of accuracy and attention to detail, particularly in documentation and data analysis.
  • Strong customer service orientation with a focus on meeting the needs of clients while balancing profitability.
  • Possession of their Cert CII qualification.


In return, we offer you:

  • A competitive salary and the ability to grow your career at the UK’s leading Insurtech


  • City Of London, United Kingdom Superscript Full time

    About the role Our Commercial SME Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter...


  • City Of London, United Kingdom Superscript Full time

    About the role Our Commercial SME Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter...


  • City Of London, United Kingdom Superscript Full time

    About the role Our Commercial SME Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter...


  • City Of London, UK, Central London, United Kingdom Superscript Full time

    About the role Our Commercial SME Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter...


  • City of London, Greater London, United Kingdom Superscript Full time

    About the role Our Commercial SME Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter...


  • City of London, Greater London, United Kingdom Superscript Full time

    About the role Our Commercial SME Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter...


  • The City, United Kingdom Superscript Full time

    About the role Our Commercial SME Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter...


  • City of London, Greater London, United Kingdom Superscript Full time

    About the RoleAs a Commercial Insurance Underwriter at Superscript, you will play a crucial role in evaluating and analysing insurance applications for Small to Medium-sized Enterprises (SMEs). Your primary responsibility will be to assess the risk associated with underwriting policies, ensuring they meet our risk appetite and maintain profitability while...


  • City of London, Greater London, United Kingdom Superscript Full time

    About the RoleAs a Commercial Insurance Underwriter at Superscript, you will play a crucial role in evaluating and analysing insurance applications for Small to Medium-sized Enterprises (SMEs). Your primary responsibility will be to assess the risk associated with underwriting policies, ensuring they meet our risk appetite and maintain profitability while...


  • City Of London, United Kingdom Superscript Full time

    About the RoleAt Superscript, we're seeking a highly skilled Commercial SME Underwriter to join our team. As a key member of our underwriting team, you'll be responsible for evaluating and analysing insurance applications from small to medium-sized enterprises (SMEs) to determine the risk level and appropriate premium pricing.Key Responsibilities:Evaluate...


  • City Of London, United Kingdom Superscript Full time

    About the RoleAt Superscript, we're seeking a highly skilled Commercial SME Underwriter to join our team. As a key member of our underwriting team, you'll be responsible for evaluating and analysing insurance applications from small to medium-sized enterprises (SMEs) to determine the risk level and appropriate premium pricing.Key Responsibilities:Evaluate...


  • City of London, United Kingdom Superscript Full time

    About the RoleWe are seeking a highly skilled Commercial SME Underwriter to join our team at Superscript. As a key member of our underwriting team, you will play a crucial role in evaluating and analyzing insurance applications for SMEs, assessing risk levels, and determining premium pricing.Key Responsibilities:Evaluate and Analyze Insurance Applications:...


  • London, United Kingdom Superscript Full time

    About the role Our Commercial SME Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter...


  • London, United Kingdom Superscript Full time

    About the role Our Commercial SME Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter...


  • City of London, Greater London, United Kingdom Superscript Full time

    About the RoleWe are seeking a highly skilled Commercial SME Underwriter to join our team at Superscript, a leading Insurtech company in the UK. As a key member of our underwriting team, you will play a crucial role in evaluating, analyzing, and approving insurance applications for Small to Medium-sized Enterprises (SMEs).Key Responsibilities:Evaluate and...


  • City of London, Greater London, United Kingdom Superscript Full time

    About the RoleWe are seeking a highly skilled Commercial SME Underwriter to join our team at Superscript, a leading Insurtech company in the UK. As a key member of our underwriting team, you will play a crucial role in evaluating, analyzing, and approving insurance applications for Small to Medium-sized Enterprises (SMEs).Key Responsibilities:Evaluate and...


  • London, Greater London, United Kingdom IPS Group Full time

    Position OverviewIPS Group is seeking to enhance its commercial underwriting division. This pivotal role involves the assessment and underwriting of commercial SME lines, focusing on both property and liability for new and existing accounts.In this innovative and data-driven setting, you will experience a diverse range of responsibilities, allowing you to...


  • City Of London, United Kingdom Superscript Full time

    About the RoleAt Superscript, we're seeking a highly skilled Commercial SME Underwriter to join our team. As a key member of our underwriting team, you'll be responsible for evaluating, analyzing, and approving insurance applications for Small to Medium-sized Enterprises (SMEs).Key Responsibilities:Evaluate and analyze insurance applications from SMEs to...


  • City Of London, United Kingdom Superscript Full time

    About the RoleAt Superscript, we're seeking a highly skilled Commercial SME Underwriter to join our team. As a key member of our underwriting team, you'll be responsible for evaluating, analyzing, and approving insurance applications for Small to Medium-sized Enterprises (SMEs).Key Responsibilities:Evaluate and analyze insurance applications from SMEs to...


  • City of London, United Kingdom Superscript Full time

    About the RoleAt Superscript, we are seeking a highly skilled Commercial Underwriting Specialist to join our team. As a key member of our underwriting team, you will be responsible for evaluating and analyzing insurance applications for Small to Medium-sized Enterprises (SMEs).Key Responsibilities:Evaluate and analyze insurance applications from SMEs to...