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Commercial SME Underwriter

2 months ago


City of London Greater London, United Kingdom Superscript Full time
About the Role

We are seeking a highly skilled Commercial SME Underwriter to join our team at Superscript, a leading Insurtech company in the UK. As a key member of our underwriting team, you will play a crucial role in evaluating, analyzing, and approving insurance applications for Small to Medium-sized Enterprises (SMEs).

Key Responsibilities:
  • Evaluate and analyze insurance applications from SMEs to determine the risk level and appropriate premium pricing.
  • Underwrite new and renewal SME commercial insurance policies in line with company guidelines, ensuring compliance with regulatory requirements and internal standards.
  • Approve or decline insurance applications based on risk assessment, underwriting guidelines, and company policy.
  • Communicate with sales teams to gather necessary information, clarify details, and explain underwriting decisions.
  • Monitor and manage the performance of the SME insurance portfolio to ensure profitability and growth.
  • Collaborate with the product team to create or modify insurance products tailored to the SME market.
About You

We are looking for a highly motivated and experienced Commercial SME Underwriter who possesses the following skills and qualifications:

  • 3-5 years experience in commercial underwriting, preferably within the UK SME market.
  • Strong analytical and numerical skills, with the ability to assess risk and make informed decisions.
  • Excellent verbal and written communication skills, with the ability to explain complex underwriting decisions clearly and effectively.
  • High level of accuracy and attention to detail, particularly in documentation and data analysis.
  • Strong customer service orientation with a focus on meeting the needs of clients while balancing profitability.
  • Possession of their Cert CII qualification.
In Return, We Offer You

We offer a competitive salary and the opportunity to grow your career in a dynamic and supportive environment. Our team culture is collaborative and innovative, and we provide a comprehensive benefits package, including 25 days holiday, hybrid working, and access to the latest Apple tech gear. You will also have the opportunity to work in a fun and modern office environment with regular team social events.