Senior Credit Risk Analyst

4 weeks ago


Manchester, United Kingdom JD Williams Full time
Senior Credit Risk Analyst

We're seeking a highly analytical and experienced Senior Credit Risk Analyst to join our Financial Services team at JD Williams. As a key member of our Credit Risk team, you will play a crucial role in supporting the development of our lending strategy and driving long-term, sustainable profit from our Financial Services offering.

Key Responsibilities:
  • Undertake complex ad-hoc analysis to provide conclusions and recommendations to support the Credit Risk team
  • Support the planning, testing, and implementation of strategy changes within the credit risk decision engine
  • Develop and produce regular MI, including insight into these reports for senior management
  • Monitor the group's lending strategies and risk decision systems to ensure they are working as expected
  • Represent the Credit Risk team across cross-functional projects
  • Produce the Financial Services key metrics and Credit Risk Key Risk Indicators and analyze how changes in these can affect N Brown performance
Requirements:
  • Highly analytical with strong technical skills
  • Degree-level educated, ideally in a numerate discipline
  • Previous experience of working as an analyst in a Credit Risk team
  • Self-motivated and reliable
  • Strong communication skills
  • Accurate with a high attention to detail
  • Logical thinker
  • Advanced SQL and/or SAS skills are essential
  • Advanced user of Microsoft Excel
What's in it for you?
  • Hybrid working
  • 24 days holiday (+ 8 bank holidays) with the option to buy an additional 10 days
  • Annual bonus scheme
  • Enhanced maternity and adoption leave
  • Access to Apricity, a self-funding IVF benefit at a reduced rate
  • Company pension with up to 8% N Brown contribution
  • Mental Health support both internally and externally, including access to our wellbeing champions and counselling services
  • A range of financial wellbeing support
  • Colleague discount across all N Brown brands
  • Onsite café with subsidised rates and local restaurant discounts
  • Life Assurance and Private Medical Insurance
  • Paid volunteer time – all our colleagues can take a full day paid to volunteer for a charity of their choice
Why work for JD Williams?

We're committed to building a diverse workforce and creating an inclusive environment that values equality for all. Our vision is that by 'championing inclusion, we'll become the most loved and trusted fashion retailer'. We're a forward-thinking digital retailer with a financial services proposition to be proud of. We're customer-obsessed, serving them through three core brands: JD Williams, Simply Be, and Jacamo.



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