Senior Credit Risk Analyst
3 weeks ago
We're seeking a highly analytical and experienced Senior Credit Risk Analyst to join our Financial Services team. As a key member of our Credit Risk team, you'll play a crucial role in supporting the development of our lending strategy, ensuring long-term, sustainable profit from our Financial Services offering.
Key Responsibilities:- Undertake complex ad-hoc analysis, providing conclusions and recommendations to support the Credit Risk team
- Support the planning, testing, and implementation of strategy changes within the credit risk decision engine
- Develop new monitoring and produce regular MI, including insight into these reports for senior management
- Monitor the group's lending strategies and risk decision systems to ensure they're working as expected
- Represent the Credit Risk team across cross-functional projects
- Produce the Financial Services key metrics and Credit Risk Key Risk Indicators and analyze how changes in these can affect N Brown performance
- Highly analytical with strong technical skills
- Degree level educated, ideally in a numerate discipline
- Previous experience of working as an analyst in a Credit Risk team
- Self-motivated and reliable
- Strong communication skills
- Accurate with a high attention to detail
- Logical thinker
- Advanced SQL and/or SAS skills are essential
- Advanced user of Microsoft Excel
- Hybrid working
- 24 days holiday (+ 8 bank holidays) with the option to buy an additional 10 days
- Annual bonus scheme
- Enhanced maternity and adoption leave
- Access to Apricity, a self-funding IVF benefit at a reduced rate
- Company pension with up to 8% N Brown contribution
- Mental Health support both internally and externally, including access to our wellbeing champions and counselling services
- A range of financial wellbeing support
- Colleague discount across all N Brown brands
- Onsite café with subsidised rates and local restaurant discounts
- Life Assurance and Private Medical Insurance
- Paid volunteer time - all our colleagues can take a full day paid to volunteer for a charity of their choice
We're a forward-thinking digital retailer with a financial services proposition to be proud of. We're customer-obsessed, serving them through three core brands: JD Williams, Simply Be, and Jacamo. We're committed to building a diverse workforce and creating an inclusive environment that values equality for all.
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