Credit Risk Senior Analyst
3 weeks ago
We are seeking a highly skilled Senior Credit Risk Analyst to join our team in Manchester. As a key member of our credit risk management team, you will be responsible for developing and operating credit risk strategy and activities in line with changing market conditions.
Key Responsibilities:- Prepare and present credit risk analysis, including counterparty Credit Application Requests and Portfolio analysis
- Produce detailed counterparty Credit Application Requests, incorporating a detailed financial analysis and a full appraisal of all credit risk factors
- Ensure all credit applications processed, and the associated reporting is conducted with full compliance to policy
- Monitor the credit risk environment and macro-economic trends
- Manage and contribute to projects with a focus on improving internal business processes
- Review SEFE Energy Credit policy – proactively identifying opportunities for mitigating credit risk whilst allowing for managed growth
- Collaborate with commercial teams and customers, to resolve issues and identify solutions that enable credit facilities to be approved
- Significant experience in a role focusing on credit risk/financial analysis, and a strong understanding of credit risk management practices, policies, and frameworks, ideally gained in the energy, financial or retail sector
- Proficient in Excel, data analytics / reporting / modelling experience, and knowledge of Python would be an advantage
- Competitive starting salary supported by a comprehensive range of financial, lifestyle and wellness benefits with the flexibility to follow a hybrid working model
- Bonus earning potential
- Non-contributory pension with 10% employer contribution
- 25 days holiday plus bank holidays and volunteering days
- Buy / sell holidays
- Life assurance
- Medical and dental insurance (family cover)
- Range of optional flexible benefits
We are committed to creating an inclusive environment that embraces diversity and fosters the development of knowledge, skills, and experience. If you are a motivated and experienced credit risk professional looking for a new challenge, please apply for this exciting opportunity to join our team.
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