Senior Credit Risk Analyst

4 weeks ago


Manchester, United Kingdom N Brown Full time
Senior Credit Risk Analyst

We are seeking a highly skilled Senior Credit Risk Analyst to join our Financial Services Domain. This role will support the development of the lending strategy to drive long-term, sustainable profit from our Financial Services offering.

Key Responsibilities:
  • Undertake complex ad-hoc analysis to provide conclusions and recommendations to support the Credit Risk team.
  • Provide support in the planning, testing, and implementation of strategy changes within the credit risk decision engine.
  • Develop new monitoring and produce regular MI, including insight into these reports for senior management.
  • Monitor the group's lending strategies and risk decision systems to ensure they are working as expected.
  • Represent the Credit Risk team across cross-functional projects.
  • Produce the Financial Services key metrics and Credit Risk Key Risk Indicators and how changes in these can affect N Brown performance.
  • Collaborate with other Credit Risk Managers and Analysts to ensure KRIs are suitable measures of current risks.
  • Support the month-end IFRS9 process to investigate any changes in customer behaviour impacting inputs or outputs to the model.
Requirements:
  • Highly analytical with strong technical skills.
  • Degree level educated, ideally in a numerate discipline.
  • Previous experience of working as an analyst in a Credit Risk team.
  • Self-motivated and reliable.
  • Strong communication skills.
  • Accurate with a high attention to detail.
  • Logical thinker.
  • Advanced SQL and/or SAS skills are essential.
  • Advanced user of Microsoft Excel.
  • Ability to collaborate effectively by building good business relationships with peers across the business.
What We Offer:
  • Hybrid working.
  • 24 days holiday (+ 8 bank holidays) with the option to buy an additional 10 days.
  • Annual bonus scheme.
  • Enhanced maternity and adoption leave.
  • Access to Apricity, a self-funding IVF benefit at a reduced rate.
  • Company pension with up to 8% N Brown contribution.
  • Mental Health support both internally and externally, including access to wellbeing champions and counselling services.
  • A range of financial wellbeing support.
  • Colleague discount across all N Brown brands.
  • Onsite café with subsidised rates and local restaurant discounts.
  • Life Assurance and Private Medical Insurance.
  • Paid volunteer time – all colleagues can take a full day paid to volunteer for a charity of their choice.
About Us:

We are a forward-thinking digital retailer with a financial services proposition to be proud of. We are customer-obsessed, serving them through three core brands: JD Williams, Simply Be, and Jacamo. We are inclusive, as we believe in fashion without boundaries; and we are sustainable, striving to make as little impact on the planet as possible.

We work hard to create a happy and inclusive culture for everyone and we're so proud to have made this list - as voted for by our very own colleagues.



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