Credit Risk Assessment Specialist
4 days ago
We are a leading mortgage lender, dedicated to providing innovative and flexible solutions to meet the needs of our customers.
Job Description:
The role of the Senior Mortgage Underwriter is critical in supporting the business in underwriting complex mortgage cases and providing expert support.
Responsibilities:
- Underwrite complex mortgage cases and provide expert support to the business
- Develop and maintain lending policy by researching and recommending changes
- Build and maintain cooperative relationships between internal stakeholders and investigate referrals professionally
- Use fraud systems to mitigate potential losses and investigate suspicious alerts
- Exercise personal lending discretion when assessing exceptions and carry out Broker reviews
- Assist in preparing Management Reports for Exco or Credit Committee meetings
Requirements and Qualifications:
- Strong underwriting background with at least 5 years of experience
- Ability to exercise good commercial and professional judgment
- Effective communication and attention to detail
- Proficiency in Microsoft Office and adaptability to change
- Enthusiasm, flexibility, and keenness to learn and develop a career
- CIFAS & SIRA system knowledge is beneficial
Estimated Salary:
£65,000 - £85,000 per annum
What We Offer:
Fleet Mortgages offers a competitive salary package, comprehensive training and development opportunities, and a dynamic work environment.
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