Credit Risk Assessment Specialist

4 days ago


Fleet, Hampshire, United Kingdom Fleet Mortgages Full time
About Fleet Mortgages:

We are a leading mortgage lender, dedicated to providing innovative and flexible solutions to meet the needs of our customers.

Job Description:

The role of the Senior Mortgage Underwriter is critical in supporting the business in underwriting complex mortgage cases and providing expert support.

Responsibilities:

  • Underwrite complex mortgage cases and provide expert support to the business
  • Develop and maintain lending policy by researching and recommending changes
  • Build and maintain cooperative relationships between internal stakeholders and investigate referrals professionally
  • Use fraud systems to mitigate potential losses and investigate suspicious alerts
  • Exercise personal lending discretion when assessing exceptions and carry out Broker reviews
  • Assist in preparing Management Reports for Exco or Credit Committee meetings

Requirements and Qualifications:

  • Strong underwriting background with at least 5 years of experience
  • Ability to exercise good commercial and professional judgment
  • Effective communication and attention to detail
  • Proficiency in Microsoft Office and adaptability to change
  • Enthusiasm, flexibility, and keenness to learn and develop a career
  • CIFAS & SIRA system knowledge is beneficial

Estimated Salary:

£65,000 - £85,000 per annum

What We Offer:

Fleet Mortgages offers a competitive salary package, comprehensive training and development opportunities, and a dynamic work environment.



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