Asset Finance Specialist

1 month ago


Fleet, Hampshire, United Kingdom Fleet Mortgages Full time

About the Role

As a Credit Underwriter at Fleet Mortgages in Fleet, Hampshire, you will be responsible for providing critical support to the business by analysing mortgage applications and mitigating fraud risk.

We offer a competitive package including flexible working hours, generous holiday allowance, non-contributory pension scheme, and a discretionary annual bonus. We estimate an annual salary of approximately £45,000 based on industry standards.

Key Responsibilities

  • Manual underwriting of portfolio and complex Buy-to-Let cases
  • Recommendations for portfolio and complex Buy-to-Let cases to our Funder
  • Maintenance and update of the lending policy
  • Development of cooperative relationships with internal stakeholders
  • Work with fraud prevention systems to mitigate losses
  • Investigation of suspicious alerts
  • Exercise personal lending discretion when assessing exceptions
  • Assistance in preparing Management Reports

Requirements

A strong mortgage underwriting background with at least 5 years' experience is essential. You should possess good commercial and professional judgment, effective communication skills, and a keen eye for detail.



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