Credit Risk Analyst
1 month ago
Job Overview
Fleet Mortgages seeks an experienced Credit Underwriter to join their team in Fleet, Hampshire. The successful candidate will play a crucial role in supporting the business by reviewing mortgage applications and protecting against potential risks.
We provide a comprehensive benefits package, including flexible working arrangements, generous holiday entitlement, non-contributory pension scheme, and a discretionary annual bonus. Our estimated annual salary for this position is around £50,000, reflecting industry standards.
Main Duties
- Underwrite portfolio and complex Buy-to-Let cases manually
- Presentation of recommendations for portfolio and complex Buy-to-Let cases to our Funder
- Updating and maintaining the lending policy
- Establishment of effective relationships with internal colleagues
- Collaboration with fraud prevention systems to reduce potential losses
- Investigation of any suspicious activity alerts
- Personal application of lending discretion during exceptional case assessments
- Support in creating Management Reports
Essential Skills and Qualifications
You must have at least 5 years of experience in mortgage underwriting. Strong commercial awareness, excellent communication skills, and attention to detail are also necessary.
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