Fintech Risk Manager

6 hours ago


London, Greater London, United Kingdom Kriya Finance Limited Full time

Risk Analytics Opportunity at Kriya Finance Limited

Kriya Finance Limited is a fintech leader that has transformed the way businesses manage risk. Our innovative platform has helped collect over £28 billion in B2B payments and advanced over £3.7 billion worth of credit through working capital and business loans.

We are looking for a skilled Fintech Risk Manager to join our team. In this role, you will be responsible for developing and implementing our next generation application stage rules and credit risk models.

Your Key Responsibilities
  1. Develop and Implement Credit Risk Models: You will work closely with our manual underwriting teams to codify and embed their insights into our automated decisioning processes.
  2. Manage Credit Risk Performance: You will monitor and manage credit risk performance, including periodic repricing and credit limit management of our existing portfolio of merchants and their SME customers.
  3. Minimise Credit Losses: You will directly influence the minimisation of credit losses through development of collections strategies and both detective and reactive fraud defences.
  4. Collaborate Across Functions: You will regularly collaborate across functions, including Operations, Commercial, Business Development, and Executive Leadership, presenting analytical insights as pragmatic and commercially focused business strategies.
  5. Future Requirements of Risk Management Data Model: You will shape the future requirements of our risk management data model through close collaboration with our Engineering teams.
Requirements
  1. You should have 3-5 years relevant experience working in the risk analytics function of a consumer/SME finance business.

Benefits

  • A salary of approximately £80,000 - £100,000 per annum, depending on experience.
  • 60 days work from abroad allowance.
  • A great office in the heart of Shoreditch (complete with roof terrace, ping pong, and beer fridge).
  • Private health coverage and discounted gym memberships.
  • Amazon Kindle and book purchase allowance.
  • Enhanced maternity/paternity leave.
  • 25 days of annual leave per year, plus your Birthday off.

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