Credit Risk Specialist
1 month ago
Job Summary:
We are seeking a skilled Credit Risk Specialist to join our team at Lloyds Banking Group. As a Credit Risk Specialist, you will be responsible for managing credit risk using automated strategies and scorecards, and providing credit risk input into new product launches and regulatory topics.
Key Responsibilities:
* Develop and implement credit risk strategies for a new Embedded Finance product, including underwriting and credit line assignment
* Monitor portfolio performance and conduct deep-dive analyses to identify trends and opportunities for improvement
* Collaborate with product, engineering, and finance teams to design and implement new products and features that balance risk and growth
* Provide coaching and mentorship to junior members within the immediate and wider team to drive performance and development
Requirements:
* Analytical expertise - confidence in using Microsoft Office and have understanding of using analytical software, such as SAS or SQL, to deliver insight
* Credit Risk - you'll have experience managing credit risk using automated strategies and scorecards and the financial knowledge of risk vs. reward and managing within risk appetite
* Work effectively through change - an ability to initiate and enable change that helps improve the way we do things
* Responsible lending - understand regulatory compliance and conduct risk for fair customer outcomes
* Collaboration - building effective partnerships and working collaboratively with a wide range of partners to meet shared objectives
What We Offer:
* A generous pension contribution of up to 15%
* An annual discretionary performance-related bonus
* Share schemes including free shares
* Benefits you can adapt to your lifestyle, such as discounted shopping
* 30 days' holiday, with bank holidays on top
* A range of wellbeing initiatives and generous parental leave policies
About Us:
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
Equal Opportunities:
We're committed to building a workforce which reflects the diversity of the customers and communities we serve, and to building an inclusive environment where all our colleagues can be themselves and succeed on merit. We're an equal opportunity employer and deeply value diversity within our organisation. We'll ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
-
Senior Credit Risk Specialist
1 month ago
Cardiff, Cardiff, United Kingdom Admiral Careers Full timeSenior Credit Risk SpecialistAdmiral Money is a leading fintech company that offers innovative lending solutions. We're committed to making finance accessible and engaging for all.We're seeking an experienced credit risk professional to join our team. As a Senior Credit Risk Specialist, you'll play a key role in shaping our credit risk strategy and...
-
Senior Credit Risk Specialist
1 month ago
Cardiff, Cardiff, United Kingdom Admiral Group Plc Full timeWe are seeking a highly skilled Senior Credit Risk Specialist to join our ambitious fintech team at Admiral Money. Our company is at the forefront of financial innovation, offering smart and flexible lending solutions. As a Senior Credit Risk Specialist, you will perform in-depth analysis on portfolio trends and market data to identify opportunities to...
-
Credit Risk Strategist
7 days ago
Cardiff, Cardiff, United Kingdom Hodge Bank Full timeAbout Hodge BankHodge Bank is a Welsh financial service provider specializing in commercial lending and specialist residential mortgage markets.Our company is driven by the goal of making life better for customers and society in moments that matter. We put people at the heart of our business, focusing on our customers, colleagues, and communities.This role...
-
Senior Credit Risk Strategist
4 weeks ago
Cardiff, Cardiff, United Kingdom MERJE Full timeCredit Risk Modelling SpecialistAt MERJE, we are seeking a highly skilled Credit Risk Modelling Specialist to join our team. As a key member of our credit risk team, you will be responsible for developing and implementing innovative underwriting strategies to ensure responsible lending practices.Key Responsibilities:Perform in-depth analysis on portfolio...
-
Credit Risk Analyst
1 month ago
Cardiff, Cardiff, United Kingdom Admiral Full timeWe are seeking a skilled Junior Credit Risk Analyst to contribute to our ambitious fintech team at Admiral Money. Our company is at the forefront of financial innovation, offering smart and flexible lending solutions.As a Junior Credit Risk Analyst, you will perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our...
-
Credit Risk Strategist
1 month ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeAdmiral Money is a pioneering financial services company that offers innovative lending solutions. We're seeking a talented Credit Risk Analyst to join our dynamic team and contribute to shaping our credit risk strategies.About Admiral MoneyAs a Credit Risk Analyst, you'll play a crucial role in developing effective underwriting strategies and ensuring...
-
Credit Risk Strategist
2 days ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeAbout Admiral MoneyAs a forward-thinking division of Admiral Group, we're revolutionizing the lending landscape with innovative and flexible solutions. Our Unsecured Loans Team is growing, and we're on the lookout for a skilled Credit Risk Analyst to help us achieve our mission of creating a special lending business for our customers.Role OverviewAs a key...
-
Credit Risk Strategist
4 weeks ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeAt Admiral Money, we're dedicated to innovation and financial growth. We're looking for a skilled Credit Risk Strategist to join our Unsecured Loans Team and help shape our credit risk strategies.The ideal candidate will have a keen eye for data analysis and a passion for developing effective underwriting strategies. As a Credit Risk Strategist, you'll work...
-
Senior Credit Risk Strategist
4 weeks ago
Cardiff, Cardiff, United Kingdom Admiral Careers Full timeSenior Credit Risk StrategistAdmiral Careers is seeking a highly skilled Senior Credit Risk Strategist to join our team. As a key member of our risk management team, you will be responsible for developing and implementing effective credit risk strategies to drive business growth while minimizing risk.Key Responsibilities:Design and develop credit risk models...
-
Senior Credit Risk Analyst
1 month ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeAbout the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Admiral Money. As a key member of our credit risk function, you will be responsible for leading the development and implementation of credit risk strategies and models to support our motor lending product.Key ResponsibilitiesDesign and develop effective credit risk...
-
Credit Risk Manager
1 month ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeA vacancy has arisen within Admiral Money for a Credit Risk Manager within the Mortgages team, reporting directly to the Head of Credit Risk & Pricing.About Admiral MoneyAdmiral Money is an exciting, new division of Admiral Group. We have the freedom and innovation of a small start-up with the security of a large parent company, Admiral.We're looking for...
-
Credit Risk Manager
1 month ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeA vacancy has arisen within Admiral Money for a Credit Risk Manager within the Mortgages team, reporting directly to the Head of Credit Risk & Pricing.About Admiral MoneyAdmiral Money is an exciting, new division of Admiral Group. We have the freedom and innovation of a small start-up with the security of a large parent company, Admiral.We're looking for...
-
Senior Credit Risk Analyst
2 days ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeLead Credit Risk Analyst RoleAdmiral Money is expanding its credit risk function, and we're looking for a talented Senior Credit Risk Analyst to take the lead on credit risk and pricing analytics for our motor lending product. This role involves building and deploying credit risk models, monitoring portfolio performance, and refining our credit...
-
Senior Credit Risk Strategist
4 weeks ago
Cardiff, Cardiff, United Kingdom Admiral Group Plc Full timeAdmiral Money: A Leader in Financial InnovationWe are seeking an experienced credit risk professional to join our ambitious fintech team at Admiral Money, a company at the forefront of financial innovation. Our goal is to offer smart and flexible lending solutions, making finance both accessible and engaging.Key Responsibilities:Perform in-depth analysis on...
-
Credit Risk Analyst
4 weeks ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeAdmiral Money is a pioneer in financial innovation, offering cutting-edge lending solutions that combine smart technology with flexible approaches. We're seeking a talented Credit Risk Analyst to join our dynamic team and contribute to shaping our credit risk strategies.About Admiral MoneyAs a division of Admiral Group, we enjoy the freedom and innovation of...
-
Senior Credit Risk Analyst
2 days ago
Cardiff, Cardiff, United Kingdom Monzo Full timeAbout the RoleWe're seeking a highly skilled Credit Risk Analyst to join our team at Monzo. As a key member of our lending operations, you'll be responsible for developing and maintaining accurate credit risk models that meet our business needs.You'll work closely with our data science team to design and implement new models, collaborating with stakeholders...
-
Risk Management Specialist
1 month ago
Cardiff, Cardiff, United Kingdom Starling Bank Full timeWe're seeking a seasoned Risk Management Specialist to join our Treasury team at Starling Bank. As a key member of our 2nd line risk function, you'll play a critical role in overseeing and challenging Market Risk, with a focus on Interest Rate Risk in the Banking Book (IRRBB), FX, and credit spread risk.Your Key Responsibilities:Establish strong...
-
Customer Experience Specialist
4 weeks ago
Cardiff, Cardiff, United Kingdom LexisNexis Risk Solutions Full timeAbout LexisNexis Risk Solutions: We help businesses drive revenue growth, maximize operational efficiencies, and improve customer experience through our solutions in Anti-Money Laundering, Identity Authentication, Fraud, and Credit Risk mitigation.About the Role: As a Customer Experience Specialist, you will provide excellent customer service to both...
-
Credit Risk Analyst
1 month ago
Cardiff, Cardiff, United Kingdom Admiral Careers Full timeWe are seeking a skilled Credit Risk Analyst to join our fintech team at Admiral Money. Our company is at the forefront of financial innovation, offering smart and flexible lending solutions. We're passionate about pushing boundaries, embracing new technology, and making finance both accessible and engaging.Key Responsibilities:Perform in-depth analysis on...
-
Strategic Credit Risk Modelling Professional
2 days ago
Cardiff, Cardiff, United Kingdom Admiral Careers Full timeUnlock a Rewarding Career with Admiral CareersAdmiral Money is expanding, and we are seeking a talented Senior Credit Risk Analyst to join our team. This exciting opportunity involves taking the lead on credit risk and pricing analytics for our motor lending product.This role will be responsible for developing and deploying effective decisioning rulesets and...