Senior Credit Risk Specialist

2 weeks ago


Cardiff, Cardiff, United Kingdom Admiral Careers Full time
Senior Credit Risk Specialist

Admiral Money is a leading fintech company that offers innovative lending solutions. We're committed to making finance accessible and engaging for all.

We're seeking an experienced credit risk professional to join our team. As a Senior Credit Risk Specialist, you'll play a key role in shaping our credit risk strategy and models.

  • Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy and lending footprint.
  • Develop proposals and provide subject matter expertise to inform credit risk models and team discussions.
  • Develop, implement, and monitor innovative underwriting strategies.
  • Create and refine affordability models to ensure responsible lending practices.
  • Explore and integrate new data sources to enhance credit risk assessments.
  • Collaborate cross-functionally to challenge current methodologies and drive continuous improvement.
  • Communicate complex analyses, insights, and proposals clearly and effectively to both technical and non-technical stakeholders.
  • Mentor and guide junior analysts, fostering a collaborative and high-performing team environment.

Requirements:

  • Previous experience in an analytical credit risk or related role, ideally in a financial services setting.
  • Proficiency with SQL, Python, PowerBI, and advanced Excel skills.
  • Proven ability to analyze data, identify trends, and draw strategic insights.
  • Strong critical thinking and problem-solving skills.
  • Passion for improving processes and championing innovation.
  • Finance, Mathematics, Statistics, or related field strongly preferred.

Admiral Money offers a close-knit fintech environment that enables you to make an impact on credit risk strategy. We're committed to becoming the UK's most trusted financial services company.

Salary, Benefits, and Work-Life Balance

At Admiral, we're proud to be a diverse business that puts our people and customers first. We offer great benefits to ensure employees have a great work-life balance.

All colleagues will receive 33 days holiday (including bank holidays) when they join us, and this will increase with length of service, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to five days of annual leave in addition to your allocation.



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