Senior Credit Risk Specialist

4 weeks ago


Cardiff, Cardiff, United Kingdom Admiral Careers Full time
Senior Credit Risk Specialist

Admiral Money is a leading fintech company that offers innovative lending solutions. We're committed to making finance accessible and engaging for all.

We're seeking an experienced credit risk professional to join our team. As a Senior Credit Risk Specialist, you'll play a key role in shaping our credit risk strategy and models.

  • Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy and lending footprint.
  • Develop proposals and provide subject matter expertise to inform credit risk models and team discussions.
  • Develop, implement, and monitor innovative underwriting strategies.
  • Create and refine affordability models to ensure responsible lending practices.
  • Explore and integrate new data sources to enhance credit risk assessments.
  • Collaborate cross-functionally to challenge current methodologies and drive continuous improvement.
  • Communicate complex analyses, insights, and proposals clearly and effectively to both technical and non-technical stakeholders.
  • Mentor and guide junior analysts, fostering a collaborative and high-performing team environment.

Requirements:

  • Previous experience in an analytical credit risk or related role, ideally in a financial services setting.
  • Proficiency with SQL, Python, PowerBI, and advanced Excel skills.
  • Proven ability to analyze data, identify trends, and draw strategic insights.
  • Strong critical thinking and problem-solving skills.
  • Passion for improving processes and championing innovation.
  • Finance, Mathematics, Statistics, or related field strongly preferred.

Admiral Money offers a close-knit fintech environment that enables you to make an impact on credit risk strategy. We're committed to becoming the UK's most trusted financial services company.

Salary, Benefits, and Work-Life Balance

At Admiral, we're proud to be a diverse business that puts our people and customers first. We offer great benefits to ensure employees have a great work-life balance.

All colleagues will receive 33 days holiday (including bank holidays) when they join us, and this will increase with length of service, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to five days of annual leave in addition to your allocation.



  • Cardiff, Cardiff, United Kingdom Admiral Group Plc Full time

    We are seeking a highly skilled Senior Credit Risk Specialist to join our ambitious fintech team at Admiral Money. Our company is at the forefront of financial innovation, offering smart and flexible lending solutions. As a Senior Credit Risk Specialist, you will perform in-depth analysis on portfolio trends and market data to identify opportunities to...


  • Cardiff, Cardiff, United Kingdom Lloyds Banking Group Full time

    Job Title: Credit Risk SpecialistJob Summary:We are seeking a skilled Credit Risk Specialist to join our team at Lloyds Banking Group. As a Credit Risk Specialist, you will be responsible for managing credit risk using automated strategies and scorecards, and providing credit risk input into new product launches and regulatory topics.Key Responsibilities:*...


  • Cardiff, Cardiff, United Kingdom Admiral Careers Full time

    Senior Credit Risk StrategistAdmiral Careers is seeking a highly skilled Senior Credit Risk Strategist to join our team. As a key member of our risk management team, you will be responsible for developing and implementing effective credit risk strategies to drive business growth while minimizing risk.Key Responsibilities:Design and develop credit risk models...


  • Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Admiral Money. As a key member of our credit risk function, you will be responsible for leading the development and implementation of credit risk strategies and models to support our motor lending product.Key ResponsibilitiesDesign and develop effective credit risk...


  • Cardiff, Cardiff, United Kingdom MERJE Full time

    Credit Risk Modelling SpecialistAt MERJE, we are seeking a highly skilled Credit Risk Modelling Specialist to join our team. As a key member of our credit risk team, you will be responsible for developing and implementing innovative underwriting strategies to ensure responsible lending practices.Key Responsibilities:Perform in-depth analysis on portfolio...


  • Cardiff, Cardiff, United Kingdom Hodge Bank Full time

    About Hodge BankHodge Bank is a Welsh financial service provider specializing in commercial lending and specialist residential mortgage markets.Our company is driven by the goal of making life better for customers and society in moments that matter. We put people at the heart of our business, focusing on our customers, colleagues, and communities.This role...


  • Cardiff, Cardiff, United Kingdom MERJE Full time £45,000 - £55,000

    Credit Risk AnalystJoin MERJE in this exciting opportunity to leverage your analytical skills and expertise in credit risk management to drive business growth and success.Key Responsibilities:Perform in-depth analysis of portfolio trends and market data to identify opportunities to refine our credit strategy and lending footprint.Develop proposals and...


  • Cardiff, Cardiff, United Kingdom MERJE Ltd Full time

    Credit Risk AnalystMainly remote (once every 2 weeks in Cardiff)Key Responsibilities:Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approachDevelop proposals and provide subject matter expertise to inform credit risk models and team discussionsDevelop,...

  • Credit Risk Analyst

    1 month ago


    Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

    About Admiral MoneyAdmiral Money is a pioneering financial services company that offers innovative lending solutions. We're committed to making finance accessible and engaging for our customers.Role OverviewAs a Credit Risk Analyst, you'll play a crucial role in shaping our credit risk strategies. You'll delve into data to uncover insights, develop effective...


  • Cardiff, Cardiff, United Kingdom MERJE Full time

    Job DescriptionCredit Risk Analyst - £45K-£55KMainly remote (once every 2 weeks in Cardiff)Key Responsibilities:Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approachDevelop proposals and provide subject matter expertise to inform credit risk models and...


  • Cardiff, Cardiff, United Kingdom MERJE Ltd Full time

    Credit Risk Analyst Role OverviewMERJE Ltd is seeking a highly skilled Credit Risk Analyst to join our team. As a key member of our credit risk assessment team, you will be responsible for performing in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint, and referral approach.Main...


  • Cardiff, Cardiff, United Kingdom Admiral Group Plc Full time

    Admiral Money: A Leader in Financial InnovationWe are seeking an experienced credit risk professional to join our ambitious fintech team at Admiral Money, a company at the forefront of financial innovation. Our goal is to offer smart and flexible lending solutions, making finance both accessible and engaging.Key Responsibilities:Perform in-depth analysis on...


  • Cardiff, Cardiff, United Kingdom MERJE Ltd Full time

    Credit Risk AnalystMainly remote (once every 2 weeks in Cardiff)Key Responsibilities:Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approachDevelop proposals and provide subject matter expertise to inform credit risk models and team discussionsDevelop,...

  • Credit Risk Analyst

    4 weeks ago


    Cardiff, Cardiff, United Kingdom Admiral Full time

    We are seeking a skilled Junior Credit Risk Analyst to contribute to our ambitious fintech team at Admiral Money. Our company is at the forefront of financial innovation, offering smart and flexible lending solutions.As a Junior Credit Risk Analyst, you will perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our...


  • Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

    Admiral Money is a pioneering financial services company that offers innovative lending solutions. We're seeking a talented Credit Risk Analyst to join our dynamic team and contribute to shaping our credit risk strategies.About Admiral MoneyAs a Credit Risk Analyst, you'll play a crucial role in developing effective underwriting strategies and ensuring...


  • Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

    At Admiral Money, we're dedicated to innovation and financial growth. We're looking for a skilled Credit Risk Strategist to join our Unsecured Loans Team and help shape our credit risk strategies.The ideal candidate will have a keen eye for data analysis and a passion for developing effective underwriting strategies. As a Credit Risk Strategist, you'll work...


  • Cardiff, Cardiff, United Kingdom Starling Bank Full time

    We're seeking a seasoned Risk Management Specialist to join our Treasury team at Starling Bank. As a key member of our 2nd line risk function, you'll play a critical role in overseeing and challenging Market Risk, with a focus on Interest Rate Risk in the Banking Book (IRRBB), FX, and credit spread risk.Your Key Responsibilities:Establish strong...

  • Credit Risk Manager

    4 weeks ago


    Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

    A vacancy has arisen within Admiral Money for a Credit Risk Manager within the Mortgages team, reporting directly to the Head of Credit Risk & Pricing.About Admiral MoneyAdmiral Money is an exciting, new division of Admiral Group. We have the freedom and innovation of a small start-up with the security of a large parent company, Admiral.We're looking for...

  • Credit Risk Manager

    4 weeks ago


    Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

    A vacancy has arisen within Admiral Money for a Credit Risk Manager within the Mortgages team, reporting directly to the Head of Credit Risk & Pricing.About Admiral MoneyAdmiral Money is an exciting, new division of Admiral Group. We have the freedom and innovation of a small start-up with the security of a large parent company, Admiral.We're looking for...

  • Credit Risk Analyst

    4 weeks ago


    Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

    Admiral Money is a pioneer in financial innovation, offering cutting-edge lending solutions that combine smart technology with flexible approaches. We're seeking a talented Credit Risk Analyst to join our dynamic team and contribute to shaping our credit risk strategies.About Admiral MoneyAs a division of Admiral Group, we enjoy the freedom and innovation of...