Credit Risk Analyst

4 weeks ago


Cardiff, Cardiff, United Kingdom Admiral Careers Full time

We are seeking a skilled Credit Risk Analyst to join our fintech team at Admiral Money. Our company is at the forefront of financial innovation, offering smart and flexible lending solutions. We're passionate about pushing boundaries, embracing new technology, and making finance both accessible and engaging.

Key Responsibilities:
  1. Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint, and referral approach.
  2. Develop proposals and provide subject matter expertise to inform credit risk models and team discussions.
  3. Develop, implement, and monitor innovative underwriting strategies.
  4. Create and refine affordability models to ensure responsible lending practices.
  5. Explore and integrate new data sources to enhance credit risk assessments.
  6. Collaborate cross-functionally to challenge current methodologies and drive continuous improvement.
  7. Communicate complex analyses, insights, and proposals clearly and effectively to both technical and non-technical stakeholders.
Requirements:
  1. Experience with SQL, Python, PowerBI, and Excel.
  2. Proven ability to analyse data, identify trends, and draw strategic insights.
  3. Strong critical thinking and problem-solving skills.
  4. Passion for improving processes and championing innovation.
  5. Finance, Mathematics, Statistics, or related field strongly preferred.

Admiral Money provides a close-knit fintech environment enabling you to make an impact on credit risk strategy. We're committed to becoming the UK's most trusted financial services company.

At Admiral, we offer a great work-life balance, with 33 days holiday (including bank holidays) when you join us, increasing with length of service. You also have the option to buy or sell up to five days of annual leave in addition to your allocation.


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