Commercial Credit Specialist

4 weeks ago


London, Greater London, United Kingdom Metro Bank Plc Full time

Your Role and Responsibilities

You will work closely with commercial borrowing customers, liaising with them to meet their ongoing needs and providing expert support to ensure their success.

As a key member of our Commercial Lending team, you will collaborate with directors and specialists to manage portfolios, ensuring credit and operational risk tasks are handled efficiently and all financial and risk objectives are achieved.

Some of your responsibilities will include:

  • Managing credit-approved deal flow and collaborating with internal and external stakeholders to complete transactions within agreed Service Level Agreements (SLAs).
  • Supporting the completion of annual renewals for credit applications, meeting set deadlines.
  • Processing covenants and conditions subsequent as they become due, escalating concerns to credit if necessary.
  • Maintaining Customer Risk Grading Assessments (CRGAs) across portfolios and updating records accordingly.
  • Overseeing End-of-Day (EOD) management in line with policy guidelines, ensuring timely responses and regular discussions with your line manager.
  • Processing Exception Dispute Deals (EDDs), High-Risk ODDs, and Returns on Investment (RoIs) within allocated timeframes.


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