Senior Credit Risk Analyst

7 days ago


London, Greater London, United Kingdom Iwoca Full time
About Iwoca

We are a leading Fintech company in Europe, committed to financing one million businesses. Our mission is to make our finance ever more relevant and accessible to more businesses by combining cutting-edge technology, data science, and 5-star customer service.

Job Description

As a Senior Credit Risk Analyst, you will be responsible for assessing credit applications using your experience, various data sources, and our tech platform to make fast, fair, and accurate decisions. Our credit decisioning is data-driven.

Key Responsibilities:

  • To assess credit applications and use your experience and data sources to make informed decisions.
  • To interpret and analyze financial statements to understand the risk and revenue drivers that influence the creditworthiness of a loan application.

Requirements:

  • 4+ years' experience in commercial loan underwriting, credit sanctioning, or credit analysis within the UK SME sector.
  • Strong business acumen and a working understanding of the risk and revenue drivers that influence the creditworthiness of a loan application.
  • The ability to interpret and analyze financial statements.
  • A motivated and enthusiastic attitude that works well in a regularly changing and fast-paced environment.
  • Excellent communication skills.
  • An analytical mindset with a practical approach to problem-solving.

We offer flexible working hours, allowing you to balance work and personal life. This role includes a hybrid setup where you can split your time between the office and home. We also provide generous benefits, including medical insurance, 25 days' holiday, an extra day off for your birthday, and the option to buy or sell an additional 5 days of annual leave.



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