Senior Credit Risk Analyst
4 weeks ago
Zilch is a payment technology company on a mission to create a seamless payment experience. Our team is looking for a highly skilled Senior Credit Risk Analyst to join our dynamic team.
The role
We are seeking a detail-oriented Senior Credit Risk Analyst to leverage their analytical expertise to identify high-risk transactions, optimize credit strategies, and monitor credit portfolios for potential delinquencies or defaults.
Responsibilities
- Analysing data to find patterns of high-risk transactions from a credit point-of-view.
- Optimising credit strategies for profitability, loss rates, approval rate, and other KPIs.
- Collaborating with cross-functional teams to ensure compliance with credit policies and address credit-related challenges.
- Monitoring credit portfolios to identify and assess changes in credit risk exposure.
- Preparing reports and documentation summarising credit risk findings, trends, and recommendations.
Requirements
- Over 2 years of experience in data analytics and insight generation.
- A strong SQL background with experience in querying large data lakes/data warehouses.
- Experience in data visualisation tools such as Looker, Tableau, Power BI.
- Strong understanding of the lending/credit card/BNPL industry.
Bonus Skills
- A financial technology or B2C scale-up background.
- Additional coding language (Python/R).
Benefits
- Pension scheme - 5% employee contribution and 3% employer contribution.
- Death in Service scheme - 3x annual basic salary to nominated beneficiaries.
- Income Protection - up to 75% of annual basic salary to cover long-term injury or illness.
Family Friendly Policies
- Enhanced maternity pay.
- Enhanced paternity pay.
- Enhanced adoption pay.
Learning & Development
- Professional Qualifications.
- Professional Memberships.
- Learning Suite for e-courses.
We are an equal opportunities employer and encourage all applications from suitably qualified and eligible candidates.
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