Senior Credit Risk Analyst

4 weeks ago


London, Greater London, United Kingdom Zilch Full time
Senior Credit Risk Analyst

Zilch is a payment technology company on a mission to create a seamless payment experience. Our team is looking for a highly skilled Senior Credit Risk Analyst to join our dynamic team.

The role

We are seeking a detail-oriented Senior Credit Risk Analyst to leverage their analytical expertise to identify high-risk transactions, optimize credit strategies, and monitor credit portfolios for potential delinquencies or defaults.

Responsibilities

  • Analysing data to find patterns of high-risk transactions from a credit point-of-view.
  • Optimising credit strategies for profitability, loss rates, approval rate, and other KPIs.
  • Collaborating with cross-functional teams to ensure compliance with credit policies and address credit-related challenges.
  • Monitoring credit portfolios to identify and assess changes in credit risk exposure.
  • Preparing reports and documentation summarising credit risk findings, trends, and recommendations.

Requirements

  • Over 2 years of experience in data analytics and insight generation.
  • A strong SQL background with experience in querying large data lakes/data warehouses.
  • Experience in data visualisation tools such as Looker, Tableau, Power BI.
  • Strong understanding of the lending/credit card/BNPL industry.

Bonus Skills

  • A financial technology or B2C scale-up background.
  • Additional coding language (Python/R).

Benefits

  • Pension scheme - 5% employee contribution and 3% employer contribution.
  • Death in Service scheme - 3x annual basic salary to nominated beneficiaries.
  • Income Protection - up to 75% of annual basic salary to cover long-term injury or illness.

Family Friendly Policies

  • Enhanced maternity pay.
  • Enhanced paternity pay.
  • Enhanced adoption pay.

Learning & Development

  • Professional Qualifications.
  • Professional Memberships.
  • Learning Suite for e-courses.

We are an equal opportunities employer and encourage all applications from suitably qualified and eligible candidates.



  • London, Greater London, United Kingdom British Business Bank Full time

    We are seeking a highly skilled Senior Credit Risk Analyst to join our Small Business Loans team at the British Business Bank. As a Senior Credit Risk Analyst, you will be responsible for building a detailed understanding of the business through performing analytics across all the Credit life cycle.You will support in the creation and delivery of the...


  • London, Greater London, United Kingdom Synchro Full time £65,000 - £80,000

    Job Title: Senior Credit Risk AnalystJob Summary: Synchro is seeking an experienced Senior Credit Risk Analyst to join our team on a 15-month Fixed Term Contract. The successful candidate will have a solid understanding of the credit / lending space and a strong technical knowledge of SQL, as well as visualisation tools including Looker, Tableau and / or...


  • London, Greater London, United Kingdom Bank of Ireland Full time

    Credit Risk Modelling Senior AnalystAt Bank of Ireland, we are seeking a highly skilled Credit Risk Modelling Senior Analyst to join our team. The successful candidate will be responsible for developing and implementing credit risk models to support our lending activities.Key Responsibilities:Design and implement credit risk models to assess the...


  • London, Greater London, United Kingdom Bank of Ireland Full time

    Credit Risk Modelling Senior AnalystAt Bank of Ireland, we are seeking a skilled Credit Risk Modelling Senior Analyst to join our team. The successful candidate will be responsible for developing and implementing credit risk models to support our lending activities.Key Responsibilities:Design and implement credit risk models to assess the creditworthiness of...


  • London, Greater London, United Kingdom Aspire Data Recruitment Full time

    Job Title: Senior Credit Risk Analyst – Credit RiskLocation: LondonSalary: £65,000 - £80,000 (DOE) + bonus & benefitsAspire Data Recruitment is seeking an experienced Credit Risk Analyst to join our client, a growing financial services company based in London.As a Senior Credit Risk Analyst, you will build a detailed understanding of the business through...


  • London, Greater London, United Kingdom https:jobs-redefined.cositemap Full time

    Job SummaryVisa is seeking a highly skilled Senior Credit Risk Analyst to join our team. As a key member of our Credit & Settlement Risk (CSR) team, you will be responsible for managing credit and settlement risk for Visa Europe.Key ResponsibilitiesManage a large portfolio of clients (c200) and maintain strong relationships with internal and external...


  • London, Greater London, United Kingdom Investec Full time

    Job SummaryWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Investec. As a Senior Credit Risk Analyst, you will be responsible for analyzing and assessing the creditworthiness of potential clients and providing recommendations to the Credit Committee.Key ResponsibilitiesConduct thorough credit analysis of potential clients,...

  • Credit Risk Analyst

    3 weeks ago


    London, Greater London, United Kingdom Sterling Williams Ltd Full time

    Job Title: Credit Risk AnalystAt Sterling Williams Ltd, we are seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will be responsible for evaluating BTL mortgage applications for portfolio landlords in accordance with company policies and regulatory guidelines.Key Responsibilities:* Review and analyse residential real...


  • London, Greater London, United Kingdom Bank ABC Full time

    Job Title: Senior Credit Risk AnalystLocation: London, U.K.Department: Credit Risk & Risk ManagementEmployment Type: PermanentWork Pattern: Full-TimeJob Summary:We are seeking a highly skilled Senior Credit Risk Analyst to join our team at Bank ABC. As a Senior Credit Risk Analyst, you will be responsible for assessing the credit risk and financial strength...


  • London, Greater London, United Kingdom Full Circle Recruitment Ltd Full time

    Job Title: Senior Credit Risk AnalystLocation: London or ManchesterJob Type: Full-timeSalary: £65,000 - £73,000 per annum + benefitsAbout the Role:We are seeking a Senior Credit Risk Analyst to join our team in London or Manchester. As a Senior Credit Risk Analyst, you will be responsible for leading the delivery of credit measurement modelling and...


  • London, Greater London, United Kingdom Harnham Full time

    Job DescriptionWe are seeking a skilled Credit Risk Strategy Analyst to join our team at Harnham. As a key member of our team, you will be responsible for developing and implementing credit risk strategies to drive business growth and profitability.The RoleAs a Credit Risk Strategy Analyst, you will:Develop new insights to drive optimisation of credit risk...


  • London, Greater London, United Kingdom EnBW UK Ltd Full time

    Job SummaryAs a Senior Credit Risk Analyst at EnBW UK Ltd, you will play a key role in evaluating and managing credit risk across our portfolio of counterparties. Your expertise will be essential in identifying potential risks and proposing mitigants to ensure the long-term sustainability of our business.Key ResponsibilitiesPerform credit ratings and...


  • London, Greater London, United Kingdom British Business Bank Careers Full time

    Role OverviewWe are seeking a highly skilled Senior Credit Risk Analyst to join our Small Business Loans team. As a key member of the team, you will be responsible for building a detailed understanding of the business through performing analytics across all the Credit life cycle. Your expertise will support the creation and delivery of credit risk and fraud...


  • London, Greater London, United Kingdom Aspire Data Recruitment Full time

    Aspire Data Recruitment is seeking a Senior Credit Risk Analyst to join their Portfolio Management team in London. The ideal candidate will have experience in retail credit risk, with a strong foundation in SQL, ETL, and databases.The RoleDevelop and improve existing management information of loan portfolios using analytical and visualisation tools.Analyse...


  • London, Greater London, United Kingdom bbva Full time

    Job Title: Senior Corporate Credit Risk Analyst UKAssess and manage the credit risk of large UK and Nordic corporatesDevelop and maintain relationships with corporate clients and stakeholdersCollaborate with credit and business committees to make informed decisionsWe are seeking a skilled corporate credit risk analyst to join our team in the UK. As a senior...


  • London, Greater London, United Kingdom Bank of China Full time

    Credit Management Role at Bank of ChinaAs a Senior Credit Risk Analyst at Bank of China, you will be responsible for assessing credit risk applications and providing recommendations to support business growth. You will work closely with the Credit Management department to prepare risk assessment reports and credit recommendations.Key Responsibilities:Assess...


  • London, Greater London, United Kingdom People First Full time

    Credit Analyst - Project FinanceAt People First, we are seeking a skilled Credit Analyst to join our team in the Project Finance department. As a Credit Analyst, you will be responsible for providing credit evaluation reports for various credit products, including financial and non-financial risk analysis, key risks identified with associated mitigation, and...


  • London, Greater London, United Kingdom Bank ABC Full time

    Credit Risk Analysis RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Bank ABC. As a key member of our Credit Risk department, you will be responsible for assessing the creditworthiness of clients and providing quality recommendations on credit applications.Key Responsibilities:Assess credit risk and financial strength of...


  • London, Greater London, United Kingdom Michael Page (UK) Full time

    **Job Title:** Senior Credit Risk Analyst**Company Overview:A leading fintech company in the business loans space, committed to providing equitable access to capital and a leader in capital provision to SMEs and seasonal businesses.**Salary:** £70,000 - £90,000 per annum (dependent on experience)**Job Description:We are seeking an experienced Collections...


  • London, Greater London, United Kingdom First People Recruitment Full time

    Key Responsibilities:As a Senior Credit Risk Analyst, you will be responsible for assessing and analysing corporate credits, providing input on credit ratings, RAROC, ECL, and impact on portfolio. You will also present to CRO and CCo a detailed credit assessment covering risks and mitigates, transaction/deal terms, industry, company/group...