Credit Risk Analyst

3 weeks ago


London, Greater London, United Kingdom Sterling Williams Ltd Full time
Job Title: Credit Risk Analyst

At Sterling Williams Ltd, we are seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will be responsible for evaluating BTL mortgage applications for portfolio landlords in accordance with company policies and regulatory guidelines.

Key Responsibilities:

* Review and analyse residential real estate loan applications and supporting documentation.
* Assess the creditworthiness and financial stability of loan applicants (usually Limited companies).
* Ensure compliance with all company policies and regulatory requirements (SS13/16).
* Provide detailed recommendations to the Senior Credit Manager and the Banks Credit Committee on the strengths and weaknesses of each application.
* Support the Credit Administration Team in preparation of the Facility Letter and other supporting documentation.
* Identify and resolve any discrepancies in documentation or information provided in support of loan applications.
* Collaborate with the business team members to ensure smooth loan processing.

Requirements:

* Excellent analytical skills and knowledge of analysing financial Accounts and balance sheets.
* Strong Microsoft Office skills.
* Flexible approach to meet changing requirements and the ability to perform under pressure within time constraints.
* Ability to work under pressure without compromising quality.
* Excellent written, oral communication and presentation skills.

About Us:

Sterling Williams Ltd is a leading financial services company. We are committed to providing excellent service to our clients and employees. If you are a motivated and experienced Credit Risk Analyst looking for a new challenge, please get in touch to find out more information.
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