Senior Credit Risk Analyst

1 month ago


London, Greater London, United Kingdom Michael Page (UK) Full time

**Job Title:** Senior Credit Risk Analyst

**Company Overview:

A leading fintech company in the business loans space, committed to providing equitable access to capital and a leader in capital provision to SMEs and seasonal businesses.

**Salary:** £70,000 - £90,000 per annum (dependent on experience)

**Job Description:

We are seeking an experienced Collections Analyst to join our growing Credit Risk team. As a key member of the team, you will play a pivotal role in bridging the gap between collections and credit risk by utilising data to enhance collections strategies, reduce credit risk exposure, and improve recoveries.

Key Responsibilities:

  • Analyse collections data using SQL to identify key trends and performance indicators that inform decision-making.
  • Develop actionable insights that inform strategic decision-making aimed at improving collections efficiency and reducing credit risk.
  • Work closely with the Head of Collections team to develop and implement data-driven strategies that optimise collections and recoveries while minimising credit risk.
  • Prepare and deliver detailed reports on collections performance, highlighting critical metrics, trends, and recommendations for improving collections and mitigating credit risk.
  • Maintain and ensure the accuracy of collections data by updating and managing relevant databases and systems to support effective decision-making.

Requirements:

  • Strong working knowledge of SQL for data analysis and reporting.
  • Ability to use SQL in order to analyse loss curves, draw downs and vintage analysis.
  • Proven experience in credit collections, with an understanding of the SME collections process.
  • Ability to analyse data to identify trends and performance indicators that drive strategy development.
  • Experience in building and managing collections strategies.
  • Working knowledge of Python for advanced data analysis and automation.

Benefits:

  • Bonus circa 10%
  • Share options
  • Private Medical
  • Enhanced Maternity and Paternity Leave
  • Free Gym in office
  • Pet creche in case you wish to bring your dog to work
  • Subsidised Lunch
  • Food allowance for working late
  • In-office Masseuse
  • London based office, in circa 4 days per week.


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