Senior Credit Risk Analyst
1 month ago
**Job Title:** Senior Credit Risk Analyst
**Company Overview:
A leading fintech company in the business loans space, committed to providing equitable access to capital and a leader in capital provision to SMEs and seasonal businesses.
**Salary:** £70,000 - £90,000 per annum (dependent on experience)
**Job Description:
We are seeking an experienced Collections Analyst to join our growing Credit Risk team. As a key member of the team, you will play a pivotal role in bridging the gap between collections and credit risk by utilising data to enhance collections strategies, reduce credit risk exposure, and improve recoveries.
Key Responsibilities:
- Analyse collections data using SQL to identify key trends and performance indicators that inform decision-making.
- Develop actionable insights that inform strategic decision-making aimed at improving collections efficiency and reducing credit risk.
- Work closely with the Head of Collections team to develop and implement data-driven strategies that optimise collections and recoveries while minimising credit risk.
- Prepare and deliver detailed reports on collections performance, highlighting critical metrics, trends, and recommendations for improving collections and mitigating credit risk.
- Maintain and ensure the accuracy of collections data by updating and managing relevant databases and systems to support effective decision-making.
Requirements:
- Strong working knowledge of SQL for data analysis and reporting.
- Ability to use SQL in order to analyse loss curves, draw downs and vintage analysis.
- Proven experience in credit collections, with an understanding of the SME collections process.
- Ability to analyse data to identify trends and performance indicators that drive strategy development.
- Experience in building and managing collections strategies.
- Working knowledge of Python for advanced data analysis and automation.
Benefits:
- Bonus circa 10%
- Share options
- Private Medical
- Enhanced Maternity and Paternity Leave
- Free Gym in office
- Pet creche in case you wish to bring your dog to work
- Subsidised Lunch
- Food allowance for working late
- In-office Masseuse
- London based office, in circa 4 days per week.
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