Senior Credit Risk Analyst
1 month ago
We're looking for a Senior Credit Risk Analyst to join our fast-growing credit team. Our mission is to finance one million businesses by making our finance ever more relevant and accessible to more businesses.
About us
Fast, flexible finance empowers small businesses to manage their cash flow better and seize opportunities. At Iwoca Ltd, we help businesses get the funds they need, when they need it, often within minutes.
We've already made several billion in funding available to over 100,000 businesses since we launched in 2012. Our credit decisioning is data driven, and we're looking for experienced analysts to assess our customers in a fast, fair and accurate way.
Your Mission
- To assess credit applications using your experience, a variety of data sources and our tech platform to make fast, fair and accurate decisions.
- Ideally you'll have:
- 4+ years experience in commercial loan underwriting, credit sanctioning or credit analysis within the UK SME sector
- Strong business acumen and a working understanding of the risk and revenue drivers that influence the creditworthiness of a loan application
- The ability to interpret & analyse financial statements
- A motivated and enthusiastic attitude that works well in a regularly changing and fast paced environment
- Excellent communication skills. You will have direct telephone contact with our customers, daily interaction within credit whilst decisioning and regular contact with other teams on cross functional initiatives
- An analytical mindset with a practical approach to problem solving
- Work-life balance is incredibly important at Iwoca Ltd and we offer flexible working so you can make better use of your free time. This is a hybrid role in which you can split your time between the office and home.
- We offer a range of benefits, including medical insurance, 25 days' holiday, an extra day off for your birthday and the option to buy or sell an additional 5 days of annual leave.
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