Fintech Relationship Manager

1 week ago


Cardiff, Cardiff, United Kingdom Allica Bank Full time
About Allica Bank

Allica Bank is a leading fintech company that is revolutionizing the way established SMEs access financial services. Our mission is to provide a personalized and innovative banking experience that meets the unique needs of our customers.

Job Summary

We are seeking a highly skilled and experienced Relationship Manager to join our team. As a Relationship Manager, you will be responsible for building and maintaining strong relationships with our SME customers, understanding their financial needs, and providing tailored solutions to support their business growth.

Key Responsibilities
  • Build and maintain a portfolio of SME customers, understanding their financial needs and providing tailored solutions to support their business growth.
  • Originating SME lending opportunities from initial enquiry through to completion, including writing credit papers in line with Allica's credit policy and appetite.
  • Work closely with operational teams to ensure smooth delivery of financial services to our customers.
  • Deliver the business plan and commercial performance of your local area, across your own portfolio and your teams.
  • Comply with all mandatory policies, and adherence to operational procedures to maintain internal controls.
Requirements
  • Highly capable new business developer and relationship manager with a long-term track record of building high-value, trust-based and long-lasting referral relationships.
  • Strong understanding of SME banking, including a strong background in commercial lending.
  • Excellent interpersonal and communication skills, together with evidence of strong career progression and/or outperformance.
  • Proven track record in providing excellent customer service, and in generating new income opportunities while effectively managing credit risk.
  • Ability to analyse and review financial accounts and associated information.
What We Offer
  • Flexible working arrangements, including hybrid working options.
  • Full onboarding support and continued development opportunities.
  • Car allowance.
  • Options for flexible working.
  • 25 days holiday, with the option to Buy/Sell.
  • Pension contributions.
  • Discretionary bonus scheme.
  • Private health cover, with the option to add family members.
  • Life assurance.
  • Family-friendly policies, including enhanced Maternity & Paternity leave.
  • Season ticket loans.

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