Senior Credit Strategist

3 hours ago


Southampton, Southampton, United Kingdom Manchester Digital Full time
About the Role

We are seeking a highly skilled Senior Credit Strategist to join our team in Manchester. This is an exciting opportunity to play a pivotal role in the development and maintenance of Starling's credit strategies across unsecured and secured retail and SME lending products.

Key Responsibilities:
  • Developing credit decisioning lending strategies for both retail and SME secured and unsecured products
  • Developing capability and processes to meet new and existing regulatory requirements
  • Driving insight to ensure portfolio credit risks are clearly understood and managed appropriately, maintaining a detailed understanding of portfolio performance
  • Providing regular updates on portfolio performance at our monthly Credit Risk Committee
  • Support maintaining proactive portfolio compliance with the UK regulatory regime
  • Build strong stakeholder relationships, both with internal and key external contacts
Requirements:
  • Subject matter expert on regulations and lending standards applicable to lending in the UK
  • Relevant experience in a risk or credit function within an FCA regulated company, ideally covered both secured and unsecured products
  • Proven track record in the design, creation, implementation and enhancement of credit strategy across the lifecycle
  • Experience working alongside or within data functions
  • Excellent influencing, interpersonal and communication skills
  • Highly numerate, with a relevant degree and excellent analytical skills
  • Highly organised, with the ability to deliver to deadlines and manage conflicting priorities within a dynamic environment

Estimated Salary: £80,000 - £110,000 per annum



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