Senior Credit Risk Analyst

5 days ago


Birmingham, Birmingham, United Kingdom Vivo Talent Solutions Full time
About the Role

Vivo Talent Solutions is seeking a highly skilled Credit Underwriter to join our dynamic team. As a Credit Underwriter, you will play a crucial role in assessing new lending applications for risk and quality, ensuring compliance with legislation and regulation, and working closely with internal and external stakeholders to deliver timely decisions and exceptional customer service.

Key Responsibilities
  • Assess and Evaluate Lending Applications: Conduct thorough analysis of loan applications to ensure they meet credit policy requirements and regulatory standards.
  • Collaborate with Stakeholders: Work closely with various teams within the business to support SMEs and Financial Intermediaries in underwriting a range of loans across Buy-to-Let (BTL) products.
  • Ensure Compliance and Quality: Ensure all lending decisions are made in accordance with regulatory requirements and credit policy, maintaining a high standard of customer service.
Requirements
  • Experience in Credit Underwriting: Demonstrated experience underwriting both simple and complex BTL products, with a strong understanding of regulatory requirements, including PRA and FCA handbook.
  • Manual Underwriting Skills: Ability to underwrite manually across multiple BTL types, including HMO & MUB, portfolio landlords, LTD company, and LLP entities.
What We Offer

Vivo Talent Solutions is a leading recruitment agency, and as a Credit Underwriter, you will have the opportunity to work with a fast-growing Challenger bank, supporting their dynamic team in delivering exceptional results.



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