Mortgage Loan Specialist I
4 weeks ago
About the Role
We are seeking a highly motivated and detail-oriented Mortgage Loan Specialist I to join our team at State Employees' Credit Union. As a Mortgage Loan Specialist I, you will be responsible for originating and processing mortgage loans, ensuring compliance with regulatory requirements and maintaining excellent customer relationships.
Key Responsibilities
- Originate and process mortgage loans, including gathering and verifying loan documentation
- Conduct credit analysis and make lending decisions consistent with SECU loan policies
- Communicate effectively with branch personnel, VPs, SVPs, attorneys, members, appraisers, realtors, etc.
- Develop and maintain strong relationships with members and referral sources
- Stay up-to-date with regulatory requirements and industry developments
Requirements
- 4-year degree, CCUE Certification, or Associate in Arts degree or Associate in Science degree via the North Carolina College Transfer Program (NC-CTP) preferred
- Minimum of 2 years' lending experience
- Must possess the highest level of integrity and objectivity
- Must possess excellent communication skills, both verbal and written
- Must be able to communicate with branch personnel, VPs, SVPs, attorneys, members, appraisers, realtors, etc.
- Must have strong networking and relationship development skills
- Meets compliance and regulatory standards
- Must be organized and detail oriented
- Must be willing to engage in ongoing training and professional development
- Must have basic computer skills
- Must be able to speak English fluently
- Must understand and be dedicated to the Credit Union philosophy and work ethic
- Must adhere to the work schedule and attendance policies established by the Credit Union
Work Environment
The Mortgage Loan Specialist I will work in an office setting with physical proximity to other employees and members. Some background noise from other employees, copy machine, and telephone may be present. Some local travel may be required.
Physical Demands
The Mortgage Loan Specialist I must be able to comprehend and carry out job demands. The job requires a substantial amount of sitting. Use of hands and fingers to press keys on a computer keyboard to enter or retrieve information, use of hands and fingers to press telephone keypad and lift telephone receiver, and comprehension of phone calls are required.
SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.
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