Credit Risk Analyst

5 days ago


Nottingham, Nottingham, United Kingdom VF Corporation Full time
About the Role

We are seeking an experienced Credit Risk Analyst to join our team at VF Corporation. As a key member of our finance department, you will play a crucial role in assessing and managing credit risks within our EMEA portfolio.

Key Responsibilities
  • Analyzing customer financial accounts and approving credit limits and payment terms to minimize risk and generate future sales.
  • Maintaining a detailed overview of customer master data and relevant risks, adhering to company policies and legal requirements when managing data systems.
  • Monitoring macro and micro economic data and trends to anticipate risks.
  • Providing detailed and up-to-date reports and data to senior management with commentary, supporting strategic business decisions regarding credit risk policies and scoring models.
  • Acting as a key point of contact with credit rating agencies, collaborating with cross-functional teams and providing risk-related training to relevant departments.
  • Participating in risk-based meetings and preparing/presenting credit risk reports to senior management, highlighting key risk indicators and areas of concern or opportunity for improvement.
Requirements
  • A background in a credit-related function, risk management, financial accounting, and/or an analytical role.
  • Strong communication skills in both written and verbal English communication, with the ability to build strong working relationships and present in an effective and influential manner.
  • A working knowledge of Microsoft Office applications, Excel, VBA functions, and Power BI.
  • A comprehensive understanding of financial statements, including Balance Sheets, Profit & Loss Statements, and Cash Flow Statements.
What We Offer
  • A comprehensive benefits package that encourages mental, physical, and financial well-being for all VF associates.
  • The opportunity to work with an iconic lifestyle brand in a multi-brand, multi-country organization.
  • 50% employee discount on all VF brands, both in-store and online.
  • Subsidized canteen and breakout areas offering complimentary hot drinks.
  • Health Shield membership and access to numerous health and wellbeing initiatives.
  • Employee Assistance Program, offering access to free services such as Mental Health and wellbeing support as well as legal and financial advice.
  • 25 days holiday (plus bank holidays) rising to 29 with length of service and your birthday off.
  • Smart pension scheme - 8% employer contribution.
  • Cycle to work scheme.
  • Free secure onsite parking and discounts with local public transport.

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