Senior Credit Risk Strategist

2 days ago


Chatham, Kent, United Kingdom Net-Worx (2001) Ltd Full time
About the Role

We are seeking a Senior Credit Risk Strategist to join our team and lead the evolution of using alternative data sources within our affordability and credit risk strategies. As a key member of our strategy function, you will be responsible for developing innovative solutions to drive business growth and portfolio profitability.

Job Description

In this role, you will:

  • Lead the cross-functional team focused on building out our credit strategy for lending policy, particularly optimizing the use of open banking in affordability and responsible lending decisions.
  • Coordinate projects aimed at achieving an ambitious future vision to change lending for the better.
  • Create innovative ways to look at the data 'value exchange' throughout the customer onboarding process.
  • Support business growth and portfolio profitability by balancing risk, reward, and responsible lending.
  • Provide colleagues with opportunities to succeed through coaching, mentoring, and sharing expertise and knowledge.
Key Requirements

To be successful in this role, you will need:

  • Expertise in developing responsible lending strategies as part of a Credit Risk function.
  • Familiarity with the existing regulatory and economic landscapes, with working knowledge of CONC obligations and an overview of wider macro-economic environment and trends.
  • The ability to think creatively and develop innovative solutions.
Benefits

We offer a competitive salary of £85,000-£100,000 per annum, depending on experience, as well as a range of benefits including:

  • A discretionary annual bonus.
  • 25 days holiday up to 30 days (depending on service).
  • A pension scheme with matched company contributions up to 10%.
  • 2 paid days to 'give back'.
  • Enhanced maternity pay (once successfully passing probation).
  • 4 weeks paid paternity.
  • LinkedIn Learning for all.
  • Snoop Premium.
  • Private Medical Insurance.


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