Senior Credit Risk Strategist
2 days ago
We are seeking a Senior Credit Risk Strategist to join our team and lead the evolution of using alternative data sources within our affordability and credit risk strategies. As a key member of our strategy function, you will be responsible for developing innovative solutions to drive business growth and portfolio profitability.
Job DescriptionIn this role, you will:
- Lead the cross-functional team focused on building out our credit strategy for lending policy, particularly optimizing the use of open banking in affordability and responsible lending decisions.
- Coordinate projects aimed at achieving an ambitious future vision to change lending for the better.
- Create innovative ways to look at the data 'value exchange' throughout the customer onboarding process.
- Support business growth and portfolio profitability by balancing risk, reward, and responsible lending.
- Provide colleagues with opportunities to succeed through coaching, mentoring, and sharing expertise and knowledge.
To be successful in this role, you will need:
- Expertise in developing responsible lending strategies as part of a Credit Risk function.
- Familiarity with the existing regulatory and economic landscapes, with working knowledge of CONC obligations and an overview of wider macro-economic environment and trends.
- The ability to think creatively and develop innovative solutions.
We offer a competitive salary of £85,000-£100,000 per annum, depending on experience, as well as a range of benefits including:
- A discretionary annual bonus.
- 25 days holiday up to 30 days (depending on service).
- A pension scheme with matched company contributions up to 10%.
- 2 paid days to 'give back'.
- Enhanced maternity pay (once successfully passing probation).
- 4 weeks paid paternity.
- LinkedIn Learning for all.
- Snoop Premium.
- Private Medical Insurance.
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