Credit Risk Strategy Manager

6 days ago


Manchester, United Kingdom NatWest Full time

Position Overview

The role of the Credit Strategy Risk Manager is pivotal in advancing the NatWest Boxed credit strategy through effective leadership in product innovation, account management, and policy formulation.

Key Responsibilities

  • Drive the evolution of personal lending portfolios within NatWest Boxed, identifying and evaluating strategic opportunities.
  • Collaborate with various teams across the organization to design, approve, implement, and monitor credit policies.
  • Support the delivery of credit risk services to clients by developing and maintaining robust risk and decision support models.

Additional Duties

  • Assist potential clients in understanding the value of our credit risk services.
  • Provide technical insights and strategic input into new client and product initiatives, as well as regulatory updates.
  • Manage portfolio credit risks, including bad debt provisions and risk-weighted assets, ensuring compliance with limits.
  • Ensure that personal credit risk portfolios remain within established risk frameworks.
  • Lead change management initiatives through the successful execution of strategic projects.
  • Engage with stakeholders across a diverse organizational structure.
  • Influence ongoing credit customer management and related projects.
  • Offer insights and constructive challenges to drive automation efforts.

Required Skills and Experience

To excel in this position, candidates should possess:

  • Proficiency in coding languages and strong analytical capabilities.
  • A comprehensive understanding of the banking sector, risk management practices, and regulatory standards.
  • Experience working with external clients to enhance their understanding of credit risk strategies.

Desired Attributes

  • Demonstrated analytical skills with practical experience in risk development.
  • Project management expertise and the ability to collaborate effectively with stakeholders.
  • Capability to communicate complex technical concepts to non-technical audiences.
  • Experience in a consultative role, supporting business development and collaborating with diverse stakeholders.
  • In-depth knowledge of the personal banking landscape and relevant legal and regulatory requirements.


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