Senior Director of Credit Card Operations

2 days ago


London, Greater London, United Kingdom Zeta Full time
About Zeta

Zeta is a pioneering FinTech company that empowers banks and financial institutions to launch innovative banking products for the future.

Founded by visionary entrepreneurs Bhavin Turakhia and Ramki Gaddipati in 2015, Zeta has revolutionized the banking industry with its cutting-edge technology platform.

Our flagship processing platform, Zeta Tachyon, is a modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack.

With over 15 million cards issued globally, Zeta is actively working with the largest banks and financial institutions in multiple markets to transform customer experience for multi-million card portfolios.

About the Role

We are seeking a highly experienced and skilled Business Head of Credit Cards to lead a cross-functional team of experts in launching and operating multiple high Return on Equity (RoE) credit card programs in the UK market.

The ideal candidate will have a deep understanding of the credit card industry, including product definition, marketing, underwriting, portfolio management, operations, customer support, collections, and financial modeling.

The successful candidate will be responsible for defining, launching, and optimizing the full Program Management lifecycle of a Credit Card, including:

  • Product Definition: Crafting products that meet customer needs and achieve high adoption and Return on Assets (RoA) goals.
  • Marketing: Developing and executing effective digital and non-digital acquisition strategies for near-prime and prime credit cards.
  • Underwriting: Building, monitoring, and updating sophisticated credit risk and underwriting models and rules leveraging bureau data, alternative data, and portfolio data.
  • Portfolio Management: Monitoring and growing the performance and size of large credit card portfolios.
  • Operations: Defining and running manual and automation processes to optimize operations, including fraud operations, dispute operations, production operations, application processing operations, account operations, and settlement operations.
  • Customer Support: Running contact centers that deliver world-class customer satisfaction.
  • Collections: Defining sophisticated contact and collections strategies that are both compliant and efficient, leveraging best-in-breed tools.
  • Financial Modeling: Building sophisticated, multi-year, credit card financial models with granular assumptions of relevant vintage curves.

The successful candidate will have a strong analytical mindset, an engineering approach to problem-solving, and a deep understanding of risk and regulations.

They will also have hands-on experience in building and leading high-performing teams, with a proven track record of delivering results in a fast-paced and dynamic environment.

We are an equal opportunity employer and celebrate diversity and inclusion in the workplace. We encourage applicants from all backgrounds, cultures, and communities to apply.



  • London, Greater London, United Kingdom Lawton Senior Living Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our growing Credit Portfolio Management team at Lawton Senior Living. As a key member of our team, you will play a critical role in owning and managing a portfolio of merchants, using your expertise to carefully balance risk and reward.Key ResponsibilitiesAssess Business Risk:...

  • Product Director

    7 days ago


    London, Greater London, United Kingdom Tbwa ChiatDay Inc Full time £158,308

    About the RoleWe are seeking a highly experienced Product Director to lead our Credit Builder Card product and drive its growth into a core part of our overall Cleo experience. As a key member of our team, you will be responsible for enhancing financial access, supporting our mission to make financial health universally attainable.Key ResponsibilitiesEnhance...


  • London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a cutting-edge Banking Technology company that empowers banks and fintechs to launch innovative banking products for the future.Our flagship processing platform - Zeta Tachyon - is a modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as...


  • London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a cutting-edge Banking Technology company that empowers banks and fintechs to launch innovative banking products for the future.Our flagship processing platform - Zeta Tachyon - is a modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as...


  • London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering fintech company that empowers banks and financial institutions to launch innovative banking products for the future.Our flagship processing platform, Zeta Tachyon, is a modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and other capabilities as a...


  • London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering fintech company that empowers banks and financial institutions to launch innovative banking products for the future.Our flagship processing platform, Zeta Tachyon, is a modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and other capabilities as a...


  • London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering fintech company that empowers banks and financial institutions to launch innovative banking products for the future.Our flagship processing platform, Zeta Tachyon, is a modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and other capabilities as a...


  • London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering fintech company that empowers banks and financial institutions to launch innovative banking products for the future.Our flagship processing platform, Zeta Tachyon, is a modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and other capabilities as a...


  • London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering Financial Technology company that empowers Financial Institutions to launch innovative Banking Products for the future. It was founded by visionary leaders Bhavin Turakhia and Ramki Gaddipati in 2015.Our flagship processing platform - Zeta Tachyon - is the industry's first modern, cloud-native, and fully API-enabled stack that...


  • London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering Financial Technology company that empowers Financial Institutions to launch innovative Banking Products for the future. It was founded by visionary leaders Bhavin Turakhia and Ramki Gaddipati in 2015.Our flagship processing platform - Zeta Tachyon - is the industry's first modern, cloud-native, and fully API-enabled stack that...


  • London, Greater London, United Kingdom Portfolio Credit Control Full time

    About the RoleWe are seeking a highly skilled Senior Credit Controller to join our team at Portfolio Credit Control. As a Senior Credit Controller, you will play a critical role in managing the credit and collections processes to ensure timely payments from lease hold tenants.Key ResponsibilitiesCredit Policy Adherence: Monitor and enforce existing credit...


  • London, Greater London, United Kingdom Portfolio Credit Control Full time

    About the RoleWe are seeking a highly skilled Senior Credit Controller to join our team at Portfolio Credit Control. As a Senior Credit Controller, you will play a critical role in managing the credit and collections processes to ensure timely payments from lease hold tenants.Key ResponsibilitiesCredit Policy Adherence: Monitor and enforce existing credit...


  • London, Greater London, United Kingdom Portfolio Credit Control Full time

    About the RoleWe are seeking a highly skilled Senior Credit Controller to join our team at Portfolio Credit Control. As a Senior Credit Controller, you will play a critical role in managing the credit and collections processes to ensure timely payments from lease hold tenants.Key ResponsibilitiesCredit Policy Adherence: Monitor and enforce existing credit...


  • London, Greater London, United Kingdom Portfolio Credit Control Full time

    About the RoleWe are seeking a highly skilled Senior Credit Controller to join our team at Portfolio Credit Control. As a Senior Credit Controller, you will play a critical role in managing the credit and collections processes to ensure timely payments from lease hold tenants.Key ResponsibilitiesCredit Policy Adherence: Monitor and enforce existing credit...


  • London, Greater London, United Kingdom Canadian Imperial Bank of Commerce Full time

    Job SummaryWe are seeking a highly experienced and skilled Senior Credit Director to join our Private Banking team at the Canadian Imperial Bank of Commerce. As a key member of our team, you will be responsible for providing input into transaction structuring, booking, trading and managing credit and market risk related to a global corporate asset financing...


  • London, Greater London, United Kingdom Canadian Imperial Bank of Commerce Full time

    Job SummaryWe are seeking a highly experienced and skilled Senior Credit Director to join our Private Banking team at the Canadian Imperial Bank of Commerce. As a key member of our team, you will be responsible for providing input into transaction structuring, booking, trading and managing credit and market risk related to a global corporate asset financing...


  • London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering Next-Gen Banking Technology company that empowers banks and fintechs to launch innovative banking products for the future.Our flagship processing platform, Zeta Tachyon, is a modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and other capabilities...


  • London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering Next-Gen Banking Technology company that empowers banks and fintechs to launch innovative banking products for the future.Our flagship processing platform, Zeta Tachyon, is a modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and other capabilities...


  • London, Greater London, United Kingdom Viola Credit Full time

    About Viola CreditWe are a global credit asset manager focused on the innovation economy. Our rapidly growing team of 30+ is based out of three offices, with a presence in Tel Aviv, London, and New York. We currently manage $2.5 billion in assets and have recently announced a $600 million first close of a new $1.5 billion alternative lending fund.Our...

  • Product Director

    3 days ago


    London, Greater London, United Kingdom Cleo AI Full time

    About the RoleCleo AI is seeking an experienced Product Director to lead the development of our Credit Builder Card product. As a key member of our product team, you will be responsible for defining and delivering a world-class product that empowers users to take control of their financial lives.Key ResponsibilitiesDevelop and execute a product vision and...