Risk Management Expert

2 days ago


Chester, Cheshire, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time
Company Overview

We are Together Financial Services Limited, a market leading property finance expert with an entrepreneurial spirit. Established in 1974, we have built a team of over 750 colleagues who are passionate about supporting individuals and businesses achieve their property ambitions by taking a common-sense approach to lending a range of mortgage and secured loan products.

Salary and Benefits

The successful candidate will receive a strong base salary of £60,000, plus up to 20% bonus, resulting in a total remuneration package of up to £72,000 per annum. Additionally, you will be entitled to 26 days holiday, a day off for your birthday, buy and sell holidays, discretionary annual bonus, matched pension contribution, onsite restaurant, life assurance, critical illness cover, health cash plan, private medical insurance, free access to company holiday homes, travel season ticket loans, ride to work scheme, free local gym access, and local bar/restaurant discounts.

Job Description

We are seeking a Risk Management Expert to join our 1st Line Risk Team, which operates across a three lines of defence model. The successful candidate will provide training, support, assistance, and advice to business areas to empower effective risk management. They will also conduct oversight of business areas to determine the level of risk management maturity and identify areas for further support.

Key Responsibilities
  • Support, train, challenge, and oversee business activities, including RCSAs, IT incidents, and key risk indicators.
  • Collaborate with the GTS Team to maximise the utilisation and benefits of the Group ERMF toolkit in managing risk effectively.
  • Provide risk insight to Heads of Department to support/challenge prioritisation and focus on a risk basis.
  • Compile consolidated GTS reports for submission to Risk Committees.
  • BUILD close working relationships with Heads of Department and key personnel to design controls that are effective, scalable, and repeatable.
  • Support teams with 'boundary risk assessments' and 'risk and control engineering' where functional changes are made.
Required Skills and Qualifications

Candidates should possess a combination of the following skills and experience:

  • Familiarity with the Three Lines of Defence model.
  • IT risk/IT knowledge is desirable.
  • Familiarity with Risk and Control Self Assessments.
  • Experience in designing effective controls for regulated processes.
  • Knowledge of IT/Technology/Change functions and processes.
  • Knowledge and experience of regulated mortgage lending/commercial lending.
  • Understanding of Operational challenges and how to support this from a first line risk perspective.
  • Understanding of risk management and how to effectively document and review RSCAs, incidents, risk metrics, etc.
  • Applied experience in business continuity management and operational resilience.
  • Experience in using risk management system solutions.
  • Experience in 'transformation' programmes (preferable).


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